4483 Upper Mountain Rd, Lockport, NY 14094 Property Records

Niagara County and Cambria Town property record for 4483 Upper Mountain Rd, Lockport, NY 14094

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,237 sqft · built 2009
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Last Sale	$13,500 (Aug 2007)
Tax Bill	$5,403 (2026)
Deeds & Mortgages	Sep 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`292000 107.00-1-51.12`

Property Details

APN / Parcel Number

Primary APN	`292000 107.00-1-51.12`
Alternative APN	`20001070000001051012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,237 sqft Living Area
1st Floor Area	1,237 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4483 UPPER MOUNTAIN RD
City	LOCKPORT
State	NY
Zip	14094-9608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	35 14 7
Legal Block	1
Legal Lot Number	51.012
Jurisdiction	NIAGARA NY
Township / Civil Division	CAMBRIA
Census Block Group	2
Census Block	2027
Census Tract	24303

Owner

4483 Upper Mountain Rd is owned and occupied by two individuals who acquired it in August 2022.

Source: Niagara County and Cambria Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4483 UPPER MOUNTAIN RD, LOCKPORT, NY 14094-9608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2007 · Amount on File
Deed Sale	Aug 17, 2007 · Amount on File
Prior Sale	Dec 15, 1997 · Amount on File
Deed Book / Page	3409 / 775
Last Transfer Date	Aug 1, 2022
Transfer Doc	0000007438
Record Updated	Oct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NIAGARA NY
Recording Date	Sep 6, 2022
Property Address	4483 UPPER MOUNTAIN RD, LOCKPORT, NY 14094-9608
Document Number	0000007438
Instrument Date	Aug 1, 2022
Instrument	2022-17438
Transaction Type	Transfer
Record Updated	Sep 22, 2022
Title Company	RES/TITLE INC, RES TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1716 WHITEHAVEN RD, 1716, GRAND ISLAND, NY 14072-1853

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1716 WHITEHAVEN RD, GRAND ISLAND, NY 14072-1853

Mortgage

Document Number	0000007439
Date	Sep 6, 2022
Instrument	2022-17439

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 4483 Upper Mountain Rd was $5,403, up 5.2% from the year before.

Source: Niagara County and Cambria Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Cambria Town
Unified School District	Starpoint Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,403.00 (+5.24%)
2025	$5,134.00	$248,000 Land $25,000 Building $223,000	$248,000 Land $25,000 Building $223,000
2023		$214,000 Land $25,000 Building $189,000	$214,000 Land $25,000 Building $189,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4483 Upper Mountain Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4483 Upper Mountain Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA WATER DISTRICT serves 5,839 people · EPA ID NY3100557
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Dec 2022
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20