4483 Pala Rd, Oceanside, CA 92057 Property Records

San Diego County property record for 4483 Pala Rd, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 820 sqft · built 1977
Lot Size	0.101 acres (4,400 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Mar 2018)
Tax Bill	$4,170 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`158-242-57-00`

Property Details

APN / Parcel Number

Primary APN	`158-242-57-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	820 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	4,400 sqft (0.101 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	4483 PALA RD
City	OCEANSIDE
State	CA
Zip	92057-6616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 304 TR 008295
Legal Subdivision	MISSION HERMOS
Legal Tract	008295
Legal Block	2
Legal Lot Number	304
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18520

Owner

Source: San Diego County records · APN 158-242-57-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4483 PALA RD, OCEANSIDE, CA 92057-6616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 06, 2023	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Aug 07, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage OWNING CORPORATION
Mar 27, 2018	Grant Deed, Transfer · Conventional Mortgage MISSION FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 27, 2018 · Amount on Record
Deed Sale	Mar 27, 2018 · Amount on Record
Prior Sale	Jun 23, 1989 · Amount on Record
Deed Document Number	2018120324
Last Transfer Date	Jul 28, 2020
Transfer Doc	0000440289
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4483 PALA RD, OCEANSIDE, CA 92057-6616
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4483 PALA RD, OCEANSIDE, CA 92057-6616

Mortgage

Document Number	0000088310
Date	Apr 06, 2023
Instrument	2023-0088310

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 30, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 07, 2020
Property Address	4483 PALA RD, OCEANSIDE, CA 92057-6616
Document Number	0000440289
Map Reference	MAP 8295
Instrument Date	Jul 28, 2020
Instrument	2020-0440289
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4483 PALA RD, OCEANSIDE, CA 92057-6616

Mortgage

Document Number	0000440290
Date	Aug 07, 2020
Instrument	2020-0440290

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 27, 2018
Property Address	4483 PALA RD, OCEANSIDE, CA 92057-6616
Document Number	0000120324
Map Reference	MAP 8295
Instrument Date	Feb 23, 2018
Instrument	2018-0120324
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG TITLE COMPANY OF CALIFOR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4483 PALA RD, OCEANSIDE, CA 92057-6616

Mortgage

Document Number	0000120325
Date	Mar 27, 2018
Instrument	2018-0120325

Lender

Name	MISSION FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$382,985 (+2%) Land $176,376 Building $206,609
2025	$4,170.00 (+5.28%) Homeowner's exemption	$375,476 (+4.04%) Land $172,918 Building $202,558
2023	$3,961.00 (+1.56%) Homeowner's exemption	$360,898 Land $166,204 Building $194,694
2022	$3,900.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185202, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1,047 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: San Diego Broadband, Cox Communications, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

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