4483 Hickory Nut Gap Rd, Banner Elk, NC 28604 Property Records

Avery County property record for 4483 Hickory Nut Gap Rd, Banner Elk, NC 28604

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 2025
Lot Size	0.858 acres (37,380 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Oct 2026)
Tax Bill	$100 (2025)
Deeds & Mortgages	Oct 2026 Sale Dec 2024 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1847-01-17-2810-00000`

Property Details

APN / Parcel Number

Primary APN	`1847-01-17-2810-00000`
Alternative APNs	`82528` `10162`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Flooring	Wood

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,380 sqft (0.858 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	82528
Street Address	4483 HICKORY NUT GAP RD
City	BANNER ELK
State	NC
Zip	28604-9515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NULL
Legal Description	DONALDSON SUB LT 13-15 PLAT 3-115
Legal Subdivision	DONALDSON SUB
Legal Lot Number	13-15
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	1
Census Block	1019
Census Tract	930301

Owner

4483 Hickory Nut Gap Rd is owned by two individuals who bought it in October 2026.

Source: Avery County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 692, BANNER ELK, NC 28604-0692
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 11, 2024	Warranty Deed, Construction Loan · Construction Mortgage AMERICAN FINANCIAL RESOURCES INC
Nov 21, 2023	Intrafamily Transfer, Transfer
Nov 21, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2026 · Amount on File
Deed Sale	Oct 2, 2026 · Amount on File
Prior Sale	Dec 11, 2024 · Amount on File
Deed Document Number	20264144
Deed Book / Page	624 / 1376
Prior Transfer Date	Nov 14, 2023
Prior Transfer Doc	0000005317
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Oct 2, 2026
Property Address	4483 HICKORY NUT GAP RD, BANNER ELK, NC 28604-9515
Document Number	0000004144
Book / Page	624 / 1376
Instrument Date	Oct 2, 2026
Instrument	20264144
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$57,570.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Dec 11, 2024
Property Address	4483 HICKORY NUT GAP RD, BANNER ELK, NC 28604-9515
Document Number	0000005223
Book / Page	605 / 520
Instrument Date	Oct 25, 2024
Instrument	2024005223
Transaction Type	Construction Loan
Record Updated	Dec 4, 2025

Transaction

Amount	Amount on Record
Tax	$60.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17479 BRENRIDGE DR, BRANDY STATION, VA 22714-1950

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8896 N US HIGHWAY 19E, ELK PARK, NC 28622-9116

Mortgage

Document Number	0000605523
Date	Dec 11, 2024
Instrument	605/523

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	366 Months
Due	Jun 1, 2055

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	AVERY NC
Recording Date	Nov 21, 2023
Property Address	HICKORY NUT GAP RD, BANNER ELK, NC 28604
Document Number	0000005317
Book / Page	594 / 1691
Instrument Date	Nov 14, 2023
Instrument	2023005317
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14351 SNAKE CASTLE RD, SUMERDUCK, VA 22742-2038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17479 BRENRIDGE DR, BRANDY STATION, VA 22714-1950

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	AVERY NC
Recording Date	Nov 21, 2023
Property Address	4483 HICKORY NUT GAP RD, BANNER ELK, NC 28604-9515
Document Number	0000005317
Book / Page	594 / 1691
Map Reference	MB 3 PG 115
Instrument Date	Nov 14, 2023
Instrument	2023005317
Transaction Type	Transfer
Record Updated	Dec 4, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14351 SNAKE CASTLE RD, SUMERDUCK, VA 22742-2038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17479 BRENRIDGE DR, BRANDY STATION, VA 22714-1950

Tax Assessment & Valuation

The 2025 property tax bill for 4483 Hickory Nut Gap Rd was $100.

Source: Avery County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$100.00	$159,800 Land $25,000 Building $134,800	$159,800 Land $25,000 Building $134,800
2023	$100.00	$25,000 Land $25,000	$25,000 Land $25,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4483 Hickory Nut Gap Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4483 Hickory Nut Gap Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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