Monroe County property record for 4482 Shilliday Ln, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,500 sqft · built 2002 |
| Lot Size | 14.1 acres (615,938 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,961 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-13-100-001-000 |
| Primary APN | 10-13-100-001-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| Basement Area | 1,500 sqft |
| Unfinished Basement | 1,500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Frame |
| Lot Area | 615,938 sqft (14.1 acres) |
| Porch | Slab |
| Porch Area | 356 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5543 MEADOWBROOK LN |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART NW NW |
| Legal Range | 10W |
| Legal Township | 03S |
| Legal Section | 13 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 12 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 600501 |
4482 Shilliday Ln is owned and occupied by two individuals who acquired it in March 2019.
Source: Monroe County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5543 MEADOWBROOK LN, WATERLOO, IL 62298-3346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF WATERLOO |
| Oct 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK |
| Jul 30, 2019 | Trustee's Deed, Construction Loan · Line of Credit STATE BK/WATERLOO |
| Mar 20, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 20, 2019 |
| Transfer Doc | 0000400468 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 4482 SHILLIDAY LN, WATERLOO, IL 62298-3345 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000406753 |
|---|---|
| Date | Mar 17, 2020 |
| Instrument | 406753 |
| Name | STATE BANK OF WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 4482 SHILLIDAY LN, WATERLOO, IL 62298-3345 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000411931 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 411931 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jul 30, 2019 |
| Property Address | 4482 SHILLIDAY LN, WATERLOO, IL 62298-3345 |
| Instrument Date | Jul 16, 2019 |
| Instrument | 402723 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 13, 2019 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 220 MICAHS WAY COLUMBIA IL 622362677, COLUMBIA, IL 62236-2677 |
| Document Number | 0000402723 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 402723 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 29, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Mar 20, 2019 |
| Property Address | 4482 SHILLIDAY LN, WATERLOO, IL 62298-3345 |
| Document Number | 0000400468 |
| Instrument Date | Mar 20, 2019 |
| Instrument | 400468 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 220 MICAHS WAY COLUMBIA IL 622362677, COLUMBIA, IL 62236-2677 |
The 2025 property tax bill for 4482 Shilliday Ln was $4,961, up 10.2% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,961.00 (+10.24%) Homeowner's exemption Disabled Person's exemption | $90,706 Land $15,686 Building $75,020 | $272,118 (+5.76%) Land $47,058 Building $225,060 |
| 2024 | $4,500.00 | $257,304 Land $48,075 Building $209,229 | |
| 2022 | Additional exemption filed | $82,186 Land $14,676 Building $67,510 | $246,558 Land $44,028 Building $202,530 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4482 Shilliday Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Aug 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4482 Shilliday Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wisper ISP Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures