4482 Lower Meadow Rd, Mulberry, FL 33860 Property Records

Polk County property record for 4482 Lower Meadow Rd, Mulberry, FL 33860

Property Summary

Property Type	Mobile Home
Details	1,568 sqft · built 2021
Lot Size	0.269 acres (11,705 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Apr 2024)
Tax Bill	$2,455 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-29-31-142221-000120`

Property Details

APN / Parcel Number

Primary APN	`23-29-31-142221-000120`
Alternative APNs	`312923142221000120` `12923000`

Interior

Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Mobile Home
Lot Area	11,705 sqft (0.269 acres)

Location & Zoning

Street Address	4482 LOWER MEADOW RD
City	MULBERRY
State	FL
Zip	33860-3209
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	MEADOW RIDGE ESTATES PHASE III PB 103 PGS 46 & 47 LYING IN A PORTION OF SECS 31 & 32 T29 R23 ..... LOT 12
Legal Range	23E
Legal Township	29S
Legal Section	31
Legal Subdivision	MEADOW RIDGE ESTATES PHASE III
Legal Phase	III
Legal Tract	142221
Legal Block	1
Legal Lot Number	12
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1005
Census Tract	14903

Owner

Source: Polk County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4482 LOWER MEADOW RD, MULBERRY, FL 33860-3209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Warranty Deed, Transfer · FHA Mortgage GARDNER FINANCIAL SERVICES LTD
Feb 15, 2021	Warranty Deed, Transfer · FHA Mortgage SOUTHWEST STAGE FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2024 · Amount on Record
Deed Sale	Apr 19, 2024 · Amount on Record
Prior Sale	Feb 15, 2021 · Amount on Record
Deed Document Number	202489701
Deed Book / Page	13083 / 1491
Prior Transfer Date	Dec 5, 2007
Prior Transfer Doc	0000028436
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 19, 2024
Property Address	4482 LOWER MEADOW RD, MULBERRY, FL 33860-3209
Document Number	0000089701
Book / Page	13083 / 1491
Map Reference	MB 103 PG 46
Instrument Date	Apr 15, 2024
Instrument	2024089701
Transaction Type	Transfer
Record Updated	May 6, 2024
Title Company	UNITED TITLE GROUP/LAKELAND LLC, UNITED TTL GROUP OF LAKELAND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1012 SWILLEY RD, PLANT CITY, FL 33567-3249

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4482 LOWER MEADOW RD, MULBERRY, FL 33860-3209

Mortgage

Document Number	0130831493
Date	Apr 19, 2024
Instrument	13083/1493

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 15, 2021
Property Address	4482 LOWER MEADOW RD, MULBERRY, FL 33860-3209
Document Number	0000038817
Book / Page	11581 / 1234
Map Reference	MB 103 PG 46
Instrument Date	Feb 1, 2021
Instrument	2021038817
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	ADVANCE TITLE, ADVANTAGE TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$225.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1400 S INTERNATIONAL PKWY, LAKE MARY, FL 32746-1607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4482 LOWER MEADOW RD, MULBERRY, FL 33860-3209

Mortgage

Document Number	0115811236
Date	Feb 15, 2021
Instrument	11581/1236

Lender

Name	SOUTHWEST STAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	364 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,166 (-8.24%) Land $33,939 Building $177,227	$211,166 (-8.24%) Land $33,939 Building $177,227
2025	$2,455.00 (+26.35%) Homeowner's exemption	$230,138 (+62.54%) Land $33,939 Building $196,199	$230,138 (+4.99%) Land $33,939 Building $196,199
2023	$1,943.00 (+6.76%) Homeowner's exemption	$141,589 (+3%)	$219,194 (+59.45%) Land $33,939 Building $185,255
2022	$1,820.00 Homeowner's exemption	$137,465 Land $28,087 Building $109,378	$137,465 Land $28,087 Building $109,378

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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