Boulder County property record for 4482 Clay St, Boulder, CO 80301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,744 sqft · built 1964 |
| Lot Size | 0.894 acres (38,952 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $504,000 (Jun 2006) |
| Tax Bill | $7,097 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Feb 2024 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1463-15-2-03-006 |
| Primary APN | 1463-15-2-03-006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,744 sqft Living Area |
| Gross Area | 2,924 sqft |
| 1st Floor Area | 1,456 sqft |
| Upper Floors Area | 378 sqft |
| Basement Area | 910 sqft |
| Finished Basement | 910 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 38,952 sqft (0.894 acres) |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 252 sqft |
| Deck Area | 571 sqft |
| Shed | 1 Shed |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R0029794 |
|---|---|
| Street Address | 4482 CLAY ST |
| City | BOULDER |
| State | CO |
| Zip | 80301-3009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 23 JUHLS |
| Legal Range | 70 |
| Legal Township | 1N |
| Legal Section | 15 |
| Legal Subdivision | JUHLS - BOV |
| Legal Block | 3 |
| Legal Lot Number | 23 |
| Jurisdiction | BOULDER CO |
| Township / Civil Division | BOULDER |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 12705 |
Source: Boulder County records · APN 1463-15-2-03-006
Assessment roll updated June 15, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4482 CLAY ST, BOULDER, CO 80301-3009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2026 | Deed of Trust, Mortgage · Line of Credit UMB BANK |
| Feb 21, 2024 | Deed of Trust, Mortgage · Line of Credit UMB BANK NA |
| Jun 01, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Dec 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DSW MTG |
| Oct 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Oct 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 05, 2006 · Amount on Record |
| Deed Sale | Jun 05, 2006 · Amount on Record |
| Prior Sale | May 27, 1993 |
| Deed Document Number | 20062781206 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOULDER CO |
| Recording Date | Aug 12, 2026 |
| Property Address | 4482 CLAY ST, BOULDER, CO 80301-3009 |
| Document Number | 0004143541 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 20264143541 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4482 CLAY ST, BOULDER, CO 80301-3009 |
| Document Number | 0004143541, |
|---|---|
| Date | Aug 12, 2026 |
| Instrument | 20264143541 |
| Name | UMB BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 10, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOULDER CO |
| Property Address | 4482 CLAY ST, BOULDER, CO 80301-3009 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4482 CLAY ST, BOULDER, CO 80301-3009 |
| Document Number | 0004037189 |
|---|---|
| Date | Feb 21, 2024 |
| Instrument | 4037189 |
| Name | UMB BANK NA |
|---|---|
| Type | Bank |
| Address | LITTLETON, CO 80122 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 16, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BOULDER CO |
| Recording Date | Jun 01, 2021 |
| Property Address | 4482 CLAY ST, BOULDER, CO 80301-3009 |
| Document Number | 0003889167 |
| Instrument Date | May 25, 2021 |
| Instrument | 3889167 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $117.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4482 CLUB DR NE, 4482, ATLANTA, GA 30319-1122 |
| Name | Verified Name |
|---|---|
| Address | 4482 CLUB DR, ATLANTA, GA 30319-1122 |
| Document Number | 0003889168 |
|---|---|
| Date | Jun 01, 2021 |
| Instrument | 3889168 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOULDER CO |
| Property Address | 4482 CLAY ST, BOULDER, CO 80301-3009 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0003783490 |
|---|---|
| Date | May 12, 2020 |
| Instrument | 3783490 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOULDER CO |
| Property Address | 4482 CLAY ST, BOULDER, CO 80301-3009 |
| Document Number | 0003845646 |
| Instrument Date | Dec 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 01, 2021 |
| Title Company | ASCENDANT TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4482 CLAY ST BOULDER CO 803013009, BOULDER, CO 80301-3009 |
| Document Number | 0003845646 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 3845646 |
| Name | DSW MTG |
|---|---|
| Type | Mortgage Company |
| Address | BOULDER, CO 80302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 27, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOULDER CO |
| Property Address | 4482 CLAY ST, BOULDER, CO 80301-3009 |
| Document Number | 0003745040 |
| Instrument Date | Oct 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4482 CLAY ST BOULDER CO 803013009, BOULDER, CO 80301-3009 |
| Document Number | 0003745040 |
|---|---|
| Date | Oct 28, 2019 |
| Instrument | 3745040 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 27, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOULDER CO |
| Property Address | 4482 CLAY ST, BOULDER, CO 80301-3009 |
| Document Number | 0003623802 |
| Instrument Date | Oct 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 4482 CLAY ST BOULDER CO 803013009, BOULDER, CO 80301-3009 |
| Document Number | 0003623802 |
|---|---|
| Date | Nov 03, 2017 |
| Instrument | 3623802 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 02, 2042 |
Source: Boulder County records · Assessment roll updated June 15, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Boulder County |
| Unified School District | Boulder Valley School District RE-2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,126 (+8.8%) Land $34,816 Building $42,310 | $1,134,200 (-) Land $512,000 Building $622,200 | |
| 2025 | $7,097.00 (+0.95%) | $70,888 (-12.52%) Land $32,000 Building $38,888 | $1,134,200 (-6.23%) Land $512,000 Building $622,200 |
| 2023 | $7,030.00 (+9.08%) | $81,037 (+22.53%) Land $20,958 Building $60,079 | $1,209,500 (+27.1%) Land $312,800 Building $896,700 |
| 2022 | $6,445.00 | $66,136 Land $16,861 Building $49,275 | $951,600 Land $242,600 Building $709,000 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 53% of the US · lower than 63% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ayva Fixed Wireless | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Live Wire Networks, T-Mobile USA.
Based on FCC filings for 106 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LEFT HAND WD serves 20,280 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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