Hernando County property record for 4482 Birchfield Loop, Spring Hill, FL 34609 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2014 |
| Square Footage | 2,997 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $270,400 (2005) |
| Tax Bill | $1,472.00 (2025) |
| Primary APN | R09-223-18-3601-0110-0070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 2,997 sqft Living Area |
| 1st Floor | 2,693 sqft 1st Floor |
| Upper Floors | 304 sqft Upper Floors |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco Exterior |
| Construction Type | Concrete Construction |
| Foundation Type | Concrete Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,712 sqft (0.2 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 520 sqft Garage |
| Pool Area | 275 sqft Pool |
|---|---|
| Deck Area | 143 sqft Deck |
| Patio Area | 69 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 813 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 01530187 |
|---|---|
| Street Address | 4482 BIRCHFIELD LOOP |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-0638 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | STERLING HILL PH 1A BLK 11 LOT 7 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 09 |
| Legal Subdivision | STERLING HILL PH 1A |
| Legal Block | 11 |
| Legal Lot Number | 7 |
| Jurisdiction | HERNANDO FL |
| Minor Civil Division | SPRING HILL |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 40908 |
Source: Hernando County records · APN R09-223-18-3601-0110-0070
Assessment roll updated October 31, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4482 BIRCHFIELD LOOP, SPRING HILL, FL 34609-0638 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 14, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage DISCOVER BANK |
| Mar 09, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Jun 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 21, 2005 · Amount on Record |
| Deed Sale | Sep 21, 2005 · Amount on Record |
| Deed Doc Number | 2005082885 |
| Deed Book / Page | 2106 / 0115 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4482 BIRCHFIELD LOOP, SPRING HILL, FL 34609-0638 |
| Transaction Type | Mortgage |
| Record Updated | Oct 03, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4482 BIRCHFIELD LOOP, SPRING HILL, FL 34609-0638 |
| Document Number | 0043411219 |
|---|---|
| Date | Sep 14, 2023 |
| Book Page | 4341/1219 |
| Instrument | 2023057694 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 05, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4482 BIRCHFIELD LOOP, SPRING HILL, FL 34609-0638 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4482 BIRCHFIELD LOOP, SPRING HILL, FL 34609-0638 |
| Document Number | 0042730940 |
|---|---|
| Date | Mar 09, 2023 |
| Book Page | 4273/940 |
| Instrument | 2023013144 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4482 BIRCHFIELD LOOP, SPRING HILL, FL 34609-0638 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4482 BIRCHFIELD LOOP, SPRING HILL, FL 34609-0638 |
| Document Number | 0040051444 |
|---|---|
| Date | Jun 01, 2021 |
| Book Page | 4005/1444 |
| Instrument | 2021040313 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Apr 01, 2051 |
Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,472.00 (+2.08%) Additional exemption filed | $142,573 (+5.99%) | $415,699 (-5.17%) Land $22,499 Building $393,200 |
| 2023 | $134,519 Land $134,519 | ||
| 2022 | $1,442.00 | $438,354 Land $22,499 Building $415,855 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 3% of the US · above 3% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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