St. Mary's County property record for 44814 Maindrive Way, Piney Point, MD 20674 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,833 sqft · built 2021 |
| Lot Size | 0.673 acres (29,311 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $105,000 (Aug 2014) |
| Tax Bill | $6,146 (2025) |
| Deeds & Mortgages | Dec 2020 Construction Loan Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 02-033917 |
| Primary APN | 02-033917 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,833 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 29,311 sqft (0.673 acres) |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 336 sqft |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 033917 |
|---|---|
| Street Address | 44814 MAINDRIVE WAY |
| City | PINEY POINT |
| State | MD |
| Zip | 20674-3048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 OFF LIGHTHOUSE LANE TOLSON ESTATES |
| Legal Subdivision | OFF LIGHTHOUSE LANE TOLSON ESTATES |
| Legal Lot Number | 7 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 2, VALLEY LEE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 876101 |
Source: St. Mary's County records · APN 02-033917
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 123 CAROLINA ST, DEWEY BEACH, DE 19971-3401 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 07, 2020 | Deed of Trust, Mortgage · Construction Mortgage M & T BANK |
| Aug 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Mar 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 13, 2014 · Amount on Record |
| Deed Sale | Aug 13, 2014 · Amount on Record |
| Deed Book / Page | 4068 / 612 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 44814 MAINDRIVE WAY, PINEY POINT, MD 20674-3048 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | BLUE CRAB TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 13660 SAMHILL LN, MOUNT AIRY, MD 21771-4577 |
| Document Number | 0055660040 |
|---|---|
| Date | Dec 07, 2020 |
| Book Page | 5566/40 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Nov 25, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 44814 MAINDRIVE WAY, PINEY POINT, MD 20674-3048 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | BLUE CRAB TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0058870357 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 5887/357 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 44814 MAINDRIVE WAY, PINEY POINT, MD 20674-3048 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | BLUE CRAB T&E LLC |
| Name | Verified Name |
|---|---|
| Address | 13660 SAMHILL LN, MOUNT AIRY, MD 21771-4577 |
| Document Number | 0060930182 |
|---|---|
| Date | Mar 14, 2022 |
| Book Page | 6093/182 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 174 Months |
| Due | Sep 01, 2036 |
Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $602,100 (+47.01%) | $662,900 (+15.95%) Land $239,500 Building $423,400 | |
| 2025 | $6,146.00 (+38.8%) | ||
| 2023 | $4,428.00 | $409,567 | $571,700 Land $228,000 Building $343,700 |
Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), updated May 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240378761013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 221 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 227 units insured 6 under condo master policies |
| Nearby Flood Claims | 16 (2003–2022) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | Dec 2022, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cogeco Cable Holdings II | Cable | 1,000 / 50 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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