Chisago County property record for 44811 Bending Ave, Harris, MN 55032
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,120 sqft · built 1975 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,272 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-01237-00 |
| Primary APN | 03-01237-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Gross Area | 1,428 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete Block |
| Roof Type | Gambrel |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Detached |
| Garage Area | 1,152 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Central |
|---|
| Account Number | 3974201 |
|---|---|
| Street Address | 44811 BENDING AVE |
| City | HARRIS |
| State | MN |
| Zip | 55032-3834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR1 |
| Legal Description | SUBDIVISIONNAME HOLIDAY SHORES 2ND PLAT LOT 006 BLOCK 003 SUBDIVISIONCD 03081 |
| Legal Range | 022 |
| Legal Township | 036 |
| Legal Section | 22 |
| Legal Subdivision | HOLIDAY SHORES 2ND PLAT |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | CHISAGO MN |
| Township / Civil Division | FISH LAKE |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 110100 |
44811 Bending Ave is owned and occupied by two individuals who acquired it in August 2009.
Source: Chisago County records, as of April 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 44811 BENDING AVE, HARRIS, MN 55032-3834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2009 |
| Deed Sale | Aug 17, 2009 |
| Prior Sale | Oct 11, 2004 · Amount on File |
| Deed Document Number | 200910351 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 44811 Bending Ave was $3,272 with a homeowner's exemption, up 13.5% from the year before.
Source: Chisago County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chisago County |
| County Subdivision | Fish Lake Township |
| Unified School District | North Branch Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,272.00 (+13.53%) | ||
| 2025 | $2,882.00 Homeowner's exemption | ||
| 2024 | $248,900 (-0.92%) | $259,300 (+3.22%) | |
| 2023 | $2,698.00 (-1.1%) Homeowner's exemption | $251,200 (+6.44%) Land $79,000 Building $172,200 | $251,200 (+5.95%) Land $79,000 Building $172,200 |
| 2022 | $2,728.00 (+4.12%) Homeowner's exemption | $236,000 (+26.2%) | $237,100 (+20.97%) Land $73,000 Building $164,100 |
| 2021 | $2,620.00 | $187,000 | $196,000 Land $59,000 Building $137,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44811 Bending Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 44811 Bending Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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