4481 Virsalli Loop, Hope Mills, NC 28348 Property Records

Cumberland County property record for 4481 Virsalli Loop, Hope Mills, NC 28348

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,634 sqft · built 1999
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$227,000 (May 2022)
Tax Bill	$1,986 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0413-68-9290`

Property Details

APN / Parcel Number

Primary APN	`0413-68-9290`
Alternative APN	`0413.07689290`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,634 sqft Heated Area
1st Floor Area	1,346 sqft
Bonus Room	Bonus Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Patio
Porch Area	176 sqft
Deck Area	450 sqft
Patio Area	594 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4481 VIRSALLI LOOP
City	HOPE MILLS
State	NC
Zip	28348-9428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	R C CHANCE LO:10 SE:01 PL:0037-0032
Legal Subdivision	R C CHANCE
Legal Block	68
Legal Lot Number	10
Jurisdiction	CUMBERLAND NC
Township / Civil Division	ROCKFISH
Census Block Group	2
Census Block	2004
Census Tract	3106

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4481 VIRSALLI LOOP, HOPE MILLS, NC 28348-9428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Warranty Deed, Transfer · VA Mortgage PRIME MORTGAGE LENDING INC
Sep 24, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2022 · Amount on Record
Deed Sale	May 6, 2022 · Amount on Record
Prior Sale	Aug 2, 2012 · Amount on Record
Deed Document Number	202218968
Deed Book / Page	11467 / 337
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	May 6, 2022
Property Address	4481 VIRSALLI LOOP, HOPE MILLS, NC 28348-9428
Document Number	0114670337
Book / Page	11467 / 337
Map Reference	MB 37 PG 32
Instrument Date	May 6, 2022
Instrument	18968
Transaction Type	Transfer
Record Updated	Jul 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$454.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 SALUDA LN, 109, BATH, NC 27808-9442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4481 VIRSALLI LOOP, HOPE MILLS, NC 28348-9428

Mortgage

Document Number	0000018969
Date	May 6, 2022
Instrument	18969

Lender

Name	PRIME MORTGAGE LENDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	4481 VIRSALLI LOOP, HOPE MILLS, NC 28348-9428
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0103790699
Date	Sep 24, 2018
Book Page	10379/699
Instrument	28516

Lender

Name	JPMORGAN CHASE BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,986.00
2025	$1,986.00 (+40.35%)	$192,575 (+37.68%) Land $25,000 Building $167,575	$192,575 (+37.68%) Land $25,000 Building $167,575
2024	$1,415.00 (+2.69%)	$139,868 (-) Land $15,000 Building $124,868	$139,868 (-) Land $15,000 Building $124,868
2023	$1,378.00 (+2.76%)	$139,868 Land $15,000 Building $124,868	$139,868 Land $15,000 Building $124,868
2022	$1,341.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 88% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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