4481 Stiving Rd, Shelby, OH 44875 Property Records

Richland County property record for 4481 Stiving Rd, Shelby, OH 44875

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,186 sqft · built 1950
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on Record
Last Sale	$158,500 (Aug 2026)
Tax Bill	$938 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2015 Sale
Flood Zone	Zone X (minimal risk)
APN	`044-47-012-08-000`

Property Details

APN / Parcel Number

Primary APN	`044-47-012-08-000`
Alternative APN	`02007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,186 sqft Living Area
1st Floor Area	690 sqft
Basement Area	220 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	30,492 sqft (0.7 acres)
Garage Type	Detached
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	304 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4481 STIVING RD
City	SHELBY
State	OH
Zip	44875-9021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHARON TWP SHELBY S D SW .7 A LT 17 PT
Legal Lot Number	17
Jurisdiction	RICHLAND OH
Township / Civil Division	SHARON
Census Block Group	4
Census Block	4025
Census Tract	2500

Owner

Source: Richland County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4481 STIVING RD, SHELBY, OH 44875-9021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Nov 3, 2015	Beneficiary Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2026 · Amount on Record
Deed Sale	Aug 28, 2026 · Amount on Record
Deed Document Number	202610138
Deed Book / Page	3047 / 1592
Prior Transfer Date	Aug 27, 2026
Prior Transfer Doc	0000010138
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Aug 28, 2026
Property Address	4481 STIVING RD, SHELBY, OH 44875-9021
Document Number	0000010138
Book / Page	3047 / 1592
Instrument Date	Aug 27, 2026
Instrument	202610138
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$64,034.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4481 STIVING RD, SHELBY, OH 44875-9021

Mortgage

Document Number	0000010139,
Date	Aug 28, 2026
Instrument	202610139

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000010140,
Date	Aug 28, 2026
Book Page	3047/1613
Instrument	202610140

Lender

Name	OHIO HOUSING FINANCE AGENCY

Agreement

Amount	Amount Recorded

Interest

Max Rate	-1%

November 2015: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	RICHLAND OH
Recording Date	Nov 3, 2015
Property Address	4481 STIVING RD, SHELBY, OH 44875-9021
Document Number	02421/0690
Book / Page	2421 / 0690
Instrument Date	Oct 23, 2015
Instrument	201500012634
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4481 STIVING RD, SHELBY, OH 44875-9021

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Sharon Township
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$938.00 (+0.11%)	$36,110 (-) Land $7,380 Building $28,730	$103,170 (-) Land $21,080 Building $82,090
2024	$937.00 (-7.23%) Homeowner's exemption	$36,110 (-) Land $7,380 Building $28,730
2023	$1,010.00 (+18.54%) Homeowner's exemption	$36,110 (+24.73%) Land $7,380 Building $28,730	$103,170 (+24.75%) Land $21,080 Building $82,090
2022	$852.00 Homeowner's exemption	$28,950 Land $6,770 Building $22,180
2020			$82,700 Land $19,330 Building $63,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2004–2007)
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 3 claims Severe Storms And Flooding, Jun 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon, Watch TV.

Nearby Properties on Stiving Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures