4481 Millstone Dr, Chaska, MN 55318 Property Records

Carver County property record for 4481 Millstone Dr, Chaska, MN 55318

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,324 sqft · built 2018
Lot Size	0.203 acres (8,843 sqft)
Owner	Individual Name on File
Last Sale	$433,891 (May 2018)
Tax Bill	$7,700 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`30-1990040`

Property Details

APN / Parcel Number

Primary APN	`30-1990040`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,324 sqft Finished Area
Basement Area	774 sqft
Unfinished Basement	774 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Lot Area	8,843 sqft (0.203 acres)
Garage Area	691 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4481 MILLSTONE DR
City	CHASKA
State	MN
Zip	55318-2365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLUB WEST FOURTH ADDITION LOT 004 BLOCK 001
Legal Subdivision	CLUB WEST FOURTH ADDITION
Legal Block	1
Legal Lot Number	4
Jurisdiction	CARVER MN
Township / Civil Division	CHASKA
Census Block Group	5
Census Block	5014
Census Tract	91002

Owner

4481 Millstone Dr is owned and occupied by an individual who bought it in May 2018.

Source: Carver County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	4481 MILLSTONE DR, CHASKA, MN 55318-2365
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NBRHD MTG ACCPTNC
Sep 11, 2019	Deed of Trust, Mortgage · Conventional with PMI AMERICAN NBRHD MTG ACCPTNC
Jan 14, 2019	Loan Modification, Mortgage TRADITION CAP BK
May 22, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI NORTHPOINTE BK
Jan 12, 2018	Warranty Deed, Transfer CUSTOM HOME BUILDERS TITLE
Aug 11, 2017	Loan Modification, Mortgage · Line of Credit TRADITION CAP BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2018 · Amount on File
Deed Sale	May 22, 2018 · Amount on File
Prior Sale	Jan 12, 2018 · Amount on File
Deed Document Number	2018662389
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	4481 MILLSTONE DR, CHASKA, MN 55318-2365
Document Number	0000715362
Instrument Date	Dec 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	COMMONWEALTH USA SETTLEMENTS L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4481 MILLSTONE DR CHASKA MN 553182365, CHASKA, MN 55318-2365

Mortgage

Document Number	0000715362
Date	Jan 14, 2021
Instrument	715362

Lender

Name	AMERICAN NBRHD MTG ACCPTNC
Type	Mortgage Company
Address	MT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 13, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	4481 MILLSTONE DR, CHASKA, MN 55318-2365
Document Number	0000684565
Instrument Date	Sep 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4481 MILLSTONE DR CHASKA MN 553182365, CHASKA, MN 55318-2365

Mortgage

Document Number	0000684565
Date	Oct 11, 2019
Instrument	684565

Lender

Name	AMERICAN NBRHD MTG ACCPTNC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2049

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CARVER MN
Recording Date	Jan 14, 2019
Property Address	4481 MILLSTONE DR, CHASKA, MN 55318-2365
Instrument Date	Jan 10, 2019
Instrument	672532
Transaction Type	Mortgage
Record Updated	Jan 30, 2019
Title Company	CUSTOM HOME BUILDERS TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16972 BRANDTJEN FARM DR LAKEVILLE MN 550446047, LAKEVILLE, MN 55044-6047

Mortgage

Document Number	0000672532
Date	Jan 14, 2019
Instrument	672532

Lender

Name	TRADITION CAP BK
Type	Bank
Address	7601 FRANCE AVE S # 140, EDINA, MN 55435-5997

Agreement

Amount	Amount on Record

May 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CARVER MN
Recording Date	May 22, 2018
Property Address	4481 MILLSTONE DR, CHASKA, MN 55318-2365
Document Number	0000662389
Instrument Date	May 16, 2018
Instrument	662389
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 13, 2018
Title Company	ESQUIRE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,431.84
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4481 MILLSTONE DR CHASKA MN 553182365, CHASKA, MN 55318-2365

Mortgage

Document Number	662390
Date	May 22, 2018
Instrument	662390

Lender

Name	NORTHPOINTE BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 21, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Jan 12, 2018
Property Address	4481 MILLSTONE DR, CHASKA, MN 55318-2365
Document Number	0000657245
Instrument Date	Jan 4, 2018
Instrument	657245
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	CUSTOM HOME BUILDERS TITLE

Transaction

Amount	Amount on Record
Tax	$313.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16972 BRANDTJEN FARM DR LAKEVILLE MN 550446047, LAKEVILLE, MN 55044-6047

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CARVER MN
Recording Date	Aug 11, 2017
Property Address	4481 MILLSTONE DR, CHASKA, MN 55318-2365
Instrument Date	Aug 7, 2017
Instrument	650139
Transaction Type	Mortgage
Record Updated	Sep 14, 2017
Title Company	CUSTOM HOME BUILDERS TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16972 BRANDTJEN FARM DR LAKEVILLE MN 550446047, LAKEVILLE, MN 55044-6047

Mortgage

Document Number	0000650139
Date	Aug 11, 2017
Instrument	650139

Lender

Name	TRADITION CAP BK
Type	Bank
Address	7601 FRANCE AVE S # 140, EDINA, MN 55435-5997

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 10, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4481 Millstone Dr was $7,700 with a homeowner's exemption.

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Chaska City
Unified School District	Eastern Carver County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,700.00 Homeowner's exemption	$575,800 (-2.52%) Land $155,000 Building $420,800	$575,800 (-2.52%) Land $155,000 Building $420,800
2025		$590,700 (+3.74%) Land $150,000 Building $440,700	$590,700 (+3.74%) Land $150,000 Building $440,700
2024	$6,504.00 (+4.43%) Homeowner's exemption	$569,400 (+4.42%) Land $150,000 Building $419,400	$569,400 (+4.42%) Land $150,000 Building $419,400
2023	$6,228.00 Homeowner's exemption	$545,300 Land $150,000 Building $395,300	$545,300 Land $150,000 Building $395,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4481 Millstone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4481 Millstone Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Chaska serves 30,000 people · EPA ID MN1100002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
GigFire Fixed Wireless	150 / 130
Netwave Broadband Fixed Wireless · not low latency	125 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xtratyme Technologies.

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