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4481 Merlin Way, Soquel, CA 95073 Property Records

Santa Cruz County property record for 4481 Merlin Way, Soquel, CA 95073

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,312 sqft · built 1984
Lot Size0.137 acres (5,968 sqft)
OwnerIndividual Name on Record
Tax Bill$8,860 (2025)
Deeds & MortgagesOct 2022 Mortgage
Oct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN102-401-10

Property Details

APN / Parcel Number

Primary APN102-401-10
Alternative APN
  • 102-401-10-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Building Area2,312 sqft Living Area
Gross Area2,742 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area5,968 sqft (0.137 acres)
Garage TypeAttached
Garage Area430 sqft
Parking Spaces2 Parking Spaces
Deck Area112 sqft
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4481 MERLIN WAY
CitySOQUEL
StateCA
Zip95073-2340
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-6
Legal DescriptionMAP C3 973 TR 731
Legal SubdivisionEVERGREEN ESTATES TR 731
Legal Tract731
Legal Lot Number10
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2005
Census Tract121100

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address4481 MERLIN WAY, SOQUEL, CA 95073-2340
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2022Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Oct 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 9, 2016
Transfer Doc0000021247
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address4481 MERLIN WAY, SOQUEL, CA 95073-2340
Transaction TypeMortgage
Record UpdatedNov 2, 2022
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 24TH AVE, SANTA CRUZ, CA 95062-5301

Mortgage

Document Number0000028754
DateOct 19, 2022
Instrument2022-0028754
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term355 Months
DueMay 1, 2052

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address4481 MERLIN WAY, SOQUEL, CA 95073-2340
Transaction TypeMortgage
Record UpdatedOct 12, 2021
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 23TH AVE, SANTA CRUZ, CA 95062

Mortgage

Document Number0000050023
DateOct 1, 2021
Instrument2021-0050023
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term355 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$648,305 (+2%) Land $341,547 Building $306,758
2025$8,860.00 (+10.45%) Homeowner's exemption$635,593 (+4.04%) Land $334,850 Building $300,743
2023$8,022.00 (+1.53%) Homeowner's exemption$610,912 Land $321,847 Building $289,065$1,169,910
2022$7,901.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
Surfnet Communications
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Cruzio, Etheric Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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