4481 E Lake Rd, Hamilton, NY 13346 Property Records

Madison County and Madison Town property record for 4481 E Lake Rd, Hamilton, NY 13346

Property Summary

Property TypeSeasonal / Vacation Home
Details2 bd · 1 ba · 1,125 sqft · built 1896
Lot Size0.78 acres (33,977 sqft)
Owner2 Individual Names on File
Last Sale$411,000 (Feb 2021)
Tax Bill$8,534 (2026)
Deeds & MortgagesFeb 2021 Sale & Mortgage
APN254089 154.6-3-24

Property Details

APN / Parcel Number

Primary APN254089 154.6-3-24
Alternative APNs
  • 408915400600030240000000
  • 570

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,125 sqft Living Area
1st Floor Area750 sqft
Upper Floors Area375 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1896
Effective Year BuiltEffective 1896
Architectural StyleTraditional
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Lot Area33,977 sqft (0.78 acres)
Lot Dimensions100 ft deep x 100 ft wide
View / LotWaterfront
PorchSlab
Porch Area630 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Account Number570.
Street Address4481 E LAKE RD
CityHAMILTON
StateNY
Zip13346-3515
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal Block3
Legal Lot Number24.000
JurisdictionMADISON NY
Township / Civil DivisionMADISON
Census Block Group2
Census Block2035
Census Tract31000

Owner

4481 E Lake Rd, a residential property, is owned by two individuals who bought it in February 2021.

Source: Madison County and Madison Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address23 HOLLYBROOK RD, BROCKPORT, NY 14420-2625
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 4, 2021 · Amount on File
Deed SaleFeb 4, 2021 · Amount on File
Deed Document Number2021743
Record UpdatedOct 29, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON NY
Recording DateFeb 4, 2021
Property Address4481 E LAKE RD, HAMILTON, NY 13346-3515
Document Number0000000043
Instrument DateDec 10, 2020
Instrument2021-743
Transaction TypeTransfer
Record UpdatedApr 26, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address23 HOLLYBROOK RD, BROCKPORT, NY 14420-2625

Mortgage

Document Number0000000044
DateFeb 4, 2021
Instrument2021-744
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 4481 E Lake Rd was $8,534, up 0.7% from the year before.

Source: Madison County and Madison Town assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMadison County
County SubdivisionMadison Town
Unified School DistrictHamilton Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,534.00 (+0.71%)
2025$8,474.00$160,000 Land $74,000 Building $86,000$319,361 Land $147,704 Building $171,657
2023$160,000 Land $74,000 Building $86,000$271,186 Land $125,424 Building $145,762

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 4481 E Lake Rd; there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2008–2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4481 E Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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