Lorain County property record for 44805 Telegraph Rd, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,464 sqft · built 2021 |
| Lot Size | 1.34 acres (58,370 sqft) |
| Owner | Individual Name on File |
| Last Sale | $59,900 (Aug 2020) |
| Tax Bill | $6,283 (2025) |
| Deeds & Mortgages | Dec 2020 Construction Loan Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00-053-000-109 |
| Primary APN | 05-00-053-000-109 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 2,464 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 58,370 sqft (1.34 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 320 sqft |
| Cooling System | Central |
|---|
| Street Address | 44805 TELEGRAPH RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-4301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY/MUNI/TWP:AMHERST TOWNSHIP |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | AMHERST |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 57100 |
Source: Lorain County records · APN 05-00-053-000-109
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 9 TELEGRAPH RD, ELYRIA, OH 44035 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2020 | Deed of Trust, Mortgage · Construction Mortgage PREMIER BANK |
| Aug 18, 2020 | Warranty Deed, Transfer FARM CREDIT MID AMERICA FLCA |
| Jun 05, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 18, 2020 · Amount on Record |
| Deed Sale | Aug 18, 2020 · Amount on Record |
| Deed Document Number | 2020004750 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 44805 TELEGRAPH RD, ELYRIA, OH 44035-4301 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000796254 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 2020-0796254 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Address | YOUNGSTOWN, OH 44503 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 369 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 18, 2020 |
| Property Address | 44805 TELEGRAPH RD, ELYRIA, OH 44035-4301 |
| Document Number | 0000774614 |
| Instrument Date | Aug 17, 2020 |
| Instrument | 2020-0774614 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Title Company | ERIEVIEW TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 9 TELEGRAPH ROAD, ELYRIA, OH 44035 |
| Investor | Possibly a Property Investor |
| Document Number | 0000774615 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 2020-0774615 |
| Name | FARM CREDIT MID AMERICA FLCA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Sep 01, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 05, 2020 |
| Property Address | 44805 TELEGRAPH RD, ELYRIA, OH 44035-4301 |
| Document Number | 0000763359 |
| Instrument Date | Apr 16, 2020 |
| Instrument | 763359 |
| Transaction Type | Transfer |
| Record Updated | Apr 01, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1111 E BROAD ST ELYRIA OH 440356305, ELYRIA, OH 44035-6305 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Amherst Township |
| Unified School District | Amherst Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,283.00 | $141,470 (+%) Land $21,860 Building $119,610 | $404,190 (-) Land $62,460 Building $341,730 |
| 2024 | $6,283.00 (-13.43%) | $141,467 (-0.89%) Land $21,861 Building $119,606 | $404,190 (-0.89%) Land $62,460 Building $341,730 |
| 2023 | $7,258.00 (+7.03%) | $142,741 (+2.25%) Land $20,076 Building $122,665 | $407,830 (+2.25%) Land $57,360 Building $350,470 |
| 2022 | $6,781.00 | $139,600 Land $20,080 Building $119,520 | |
| 2021 | $398,840 Land $57,360 Building $341,480 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Brightspeed.
Based on FCC filings for 74 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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