4480 Vermilion Trl, Gilbert, MN 55741 Property Records

St. Louis County property record for 4480 Vermilion Trl, Gilbert, MN 55741 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1.75 ba · 959 sqft · built 1970
Lot Size	0.348 acres (15,192 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (Jan 2013)
Tax Bill	$2,064 (2026)
Deeds & Mortgages	Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`677-0020-00150`

Property Details

APN / Parcel Number

Primary APN	`677-0020-00150`
Alternative APN	`945372`

Interior

Full Baths	1.75 Baths
Stories	1 Story
Building Area	959 sqft Gross Area
1st Floor Area	959 sqft
Basement Area	479 sqft
Finished Basement	479 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Logs
Construction Type	Frame
Lot Area	15,192 sqft (0.348 acres)
Deck Area	426 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	945372
Street Address	4480 VERMILION TRL
City	GILBERT
State	MN
Zip	55741-8048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0013 BLOCK:000 SERIAL #
Legal Subdivision	HAENKES BEACH
Legal Lot Number	13
Jurisdiction	ST LOUIS MN
Township / Civil Division	MAKINEN
Census Block Group	1
Census Block	1003
Census Tract	11401

Owner

Source: St. Louis County records · APN 677-0020-00150

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4480 VERMILION TRL, GILBERT, MN 55741-8048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 24, 2013 · Amount on Record
Deed Sale	Jan 24, 2013 · Amount on Record
Prior Sale	Jan 11, 2002 · Amount on Record
Deed Document Number	20131206102
Prior Transfer Date	Nov 20, 2006
Prior Transfer Doc	0001037036
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4480 VERMILION TRL, GILBERT, MN 55741-8048
Transaction Type	Mortgage
Record Updated	Nov 24, 2022
Title Company	UP NORTH TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 W 1ST ST, JANESVILLE, MN 56048-3006

Mortgage

Document Number	0001454894
Date	Oct 25, 2022
Instrument	1454894

Lender

Name	ELYSIAN BANK
Type	Bank
Address	ELYSIAN, MN 56028

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 15, 2027

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,064.00 (+7.5%) Homeowner's exemption
2025	$1,920.00 (-9.43%) Homeowner's exemption	$241,300 (+3.03%) Land $54,800 Building $186,500	$241,300 (+3.03%) Land $54,800 Building $186,500
2024	$2,120.00	$234,200 (+14.64%) Land $53,300 Building $180,900	$234,200 (+14.64%) Land $53,300 Building $180,900
2022		$204,300 Land $47,200 Building $157,100	$204,300 Land $47,200 Building $157,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 18% of Minnesota
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Fiber	2,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.