4480 Coastal Hwy, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 4480 Coastal Hwy, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 3,299 sqft · built 2016
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Mar 2019)
Tax Bill	$23,742 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Mar 2019 Sale
Flood Zone	Zone VE (high risk)
APN	`142320-0020`

Property Details

APN / Parcel Number

Primary APN	`142320-0020`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	21 Plumbing Fixtures
Stories	3 Stories
Building Area	3,299 sqft Living Area
Gross Area	3,895 sqft
1st Floor Area	920 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Built-Up Asphalt
Lot Area	22,651 sqft (0.52 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	596 sqft
Parking Spaces	2 Parking Spaces
Deck Area	660 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4480 COASTAL HWY
City	SAINT AUGUSTINE
State	FL
Zip	32084-1328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	34/57-60 SOUTH BEACH OCEANFRONT ESTATES LOT 2 OR4689/100
Legal Range	30E
Legal Township	06S
Legal Section	20
Legal Subdivision	SOUTH BEACH OCEANFRONT ESTATES
Legal Block	1
Legal Lot Number	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2007
Census Tract	20604

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4480 COASTAL HWY, SAINT AUGUSTINE, FL 32084-1328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2019	Deed of Trust, Mortgage · ARM MORGAN STANLEY PRIVATE BANK NA
Mar 4, 2019	Warranty Deed, Transfer CROCKETT TITLE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 4, 2019 · Amount on Record
Deed Sale	Mar 4, 2019 · Amount on Record
Prior Sale	May 9, 2013 · Amount on Record
Deed Document Number	201914799
Deed Book / Page	4689 / 100
Prior Transfer Date	Mar 12, 2015
Prior Transfer Doc	0040041507
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	4480 COASTAL HWY, SAINT AUGUSTINE, FL 32084-1328
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047450551
Date	Jun 21, 2019
Book Page	4745/0551
Instrument	2019043881

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 4, 2019
Property Address	4480 COASTAL HWY, SAINT AUGUSTINE, FL 32084-1328
Document Number	0046890100
Book / Page	004689 / 000100
Instrument Date	Mar 1, 2019
Instrument	14799
Transaction Type	Transfer
Record Updated	Mar 15, 2019
Title Company	CROCKETT TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$8,400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15414 PRADE RANCH LN CYPRESS TX 774296439, CYPRESS, TX 77429-6439

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,640,101 (-3.99%) Land $550,000 Building $1,090,101	$1,640,101 (-3.99%) Land $550,000 Building $1,090,101
2025	$23,742.00 (+2.34%) Homeowner's exemption	$1,708,248 (-4.64%)	$1,708,248 (-4.64%) Land $600,000 Building $1,108,248
2024	$23,199.00 (+2.53%) Homeowner's exemption	$1,791,352 (+3.67%)	$1,791,352 (+3.67%) Land $600,000 Building $1,191,352
2023	$22,627.00 (+19.8%) Homeowner's exemption	$1,727,956 (+5.03%)	$1,727,956 (+5.03%) Land $650,000 Building $1,077,956
2022	$18,887.00	$1,645,142	$1,645,142 Land $560,000 Building $1,085,142

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 438 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	537 units insured incl. 99 condo units
Nearby Flood Claims	88 (2008–2024)
Claims Outside the SFHA	10 of 88
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 12 claims Hurricane Irma, Sep 2017 · 27 claims Hurricane Matthew, Oct 2016 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: PONCE DE LEON GRID private · serves 2,303 people · EPA ID FL2554334
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Coastal Hwy

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