Gwinnett County property record for 4480 Clipper Bay Rd, Duluth, GA 30096
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,016 sqft · built 1988 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $332,000 (Aug 2019) |
| Tax Bill | $1,894 (2025) |
| Deeds & Mortgages | Mar 2023 Sale May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-239-395 |
| Primary APN | 6-239-395 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,016 sqft Living Area |
| Gross Area | 3,416 sqft |
| 1st Floor Area | 1,537 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Width | 62 ft Width |
| View / Lot | Primary |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 356 sqft |
| Deck Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4480 CLIPPER BAY RD |
|---|---|
| City | DULUTH |
| State | GA |
| Zip | 30096-6200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RZT |
| Legal Description | L32 BA LAKE VILLAS #1 |
| Legal Subdivision | LAKE VILLAS |
| Legal Block | A |
| Legal Lot Number | 32 |
| Legal Unit | 1 |
| Jurisdiction | GWINNETT GA |
| Township / Civil Division | NORCROSS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 50334 |
4480 Clipper Bay Rd is owned and occupied by two individuals who acquired it in March 2023.
Source: Gwinnett County records, as of November 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4480 CLIPPER BAY RD, DULUTH, GA 30096-6200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 6, 2023 | Warranty Deed, Transfer |
| May 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS |
| Sep 9, 2019 | Grant Deed, Transfer · Conventional with PMI NATIONAL MTG SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2019 · Amount on File |
| Deed Sale | Aug 28, 2019 · Amount on File |
| Prior Sale | Sep 23, 1999 · Amount on File |
| Deed Document Number | 201923431 |
| Deed Book / Page | 56865 / 112 |
| Last Transfer Date | Mar 6, 2023 |
| Transfer Doc | 0604940046 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GWINNETT GA |
| Recording Date | Mar 6, 2023 |
| Property Address | 4480 CLIPPER BAY RD, DULUTH, GA 30096-6200 |
| Document Number | 0604940046 |
| Book / Page | 60494 / 46 |
| Instrument Date | Mar 6, 2023 |
| Instrument | 2023-004722 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4480 CLIPPER BAY RD, DULUTH, GA 30096-6200 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 4480 CLIPPER BAY RD, DULUTH, GA 30096-6200 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4480 CLIPPER BAY RD, DULUTH, GA 30096-6200 |
| Document Number | 0587640000000134 |
|---|---|
| Date | May 22, 2021 |
| Book Page | 0000058764/0000000134 |
| Name | CALIBER HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2041 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GWINNETT GA |
| Recording Date | Sep 9, 2019 |
| Property Address | 4480 CLIPPER BAY RD, DULUTH, GA 30096-6200 |
| Document Number | 0568650112 |
| Book / Page | 056865 / 000112 |
| Instrument Date | Aug 28, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $332.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4480 CLIPPER BAY RD DULUTH GA 300966200, DULUTH, GA 30096-6200 |
| Document Number | 568650116 |
|---|---|
| Date | Sep 9, 2019 |
| Book Page | 056865/000116 |
| Name | NATIONAL MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | LOS ANGELES, CA 90010 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 8, 2049 |
The 2025 property tax bill for 4480 Clipper Bay Rd was $1,894.
Source: Gwinnett County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Gwinnett County |
| Unified School District | Gwinnett County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,894.00 | $203,200 Land $34,000 Building $169,200 | $508,000 Land $85,000 Building $423,000 |
| 2023 | $1,734.00 | $179,280 Land $33,200 Building $146,080 | |
| 2022 | $448,200 Land $83,000 Building $365,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4480 Clipper Bay Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4480 Clipper Bay Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Georgia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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