448 Wyndgate Rd, Sacramento, CA 95864 Property Records

Sacramento County property record for 448 Wyndgate Rd, Sacramento, CA 95864

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 2.5 ba · 2,368 sqft · built 1980
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Company Names on Record
Last Sale	$609,000 (Dec 2017)
Tax Bill	$8,393 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2026 Transfer + 4 more
Flood Zone	Zone X (reduced by levee)
APN	`292-0550-019-0000`

Property Details

APN / Parcel Number

Primary APN	`292-0550-019-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,368 sqft Living Area
1st Floor Area	1,168 sqft
2nd Floor Area	1,200 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Custom Design
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	3,920 sqft (0.09 acres)
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	448 WYNDGATE RD
City	SACRAMENTO
State	CA
Zip	95864-5924
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	RD-5
Legal Description	WILHAGGIN OAKS REVISED, LOT 65
Legal Subdivision	WILHAGGIN OAKS REVISED
Legal Lot Number	65
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4004
Census Tract	5404

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	448 WYNDGATE RD, SACRAMENTO, CA 95864-5924
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
May 6, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Jul 8, 2019	Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA
Feb 1, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Dec 19, 2017	Grant Deed, Transfer · Conventional Mortgage MBS CAPITAL GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2017 · Amount on Record
Deed Sale	Dec 19, 2017 · Amount on Record
Deed Book / Page	20171219 / 1469
Last Transfer Date	Apr 28, 2026
Transfer Doc	2026000699
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	May 12, 2026
Property Address	448 WYNDGATE RD, SACRAMENTO, CA 95864-5924
Document Number	2026000299
Book / Page	20260512 / 299
Instrument Date	Apr 29, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 WYNDGATE RD, SACRAMENTO, CA 95864-5924

Mortgage

Document Number	2026000299,
Date	May 12, 2026
Book Page	20260512/299

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2056

Interest

Rate	6.46%
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 6, 2026
Property Address	448 WYNDGATE RD, SACRAMENTO, CA 95864-5924
Document Number	2026000699
Book / Page	20260506 / 699
Instrument Date	Apr 28, 2026
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	448 WYNDGATE RD, SACRAMENTO, CA 95864-5924

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	448 WYNDGATE RD, SACRAMENTO, CA 95864-5924
Document Number	2008261169
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 WYNDGATE RD SACRAMENTO CA 958645924, SACRAMENTO, CA 95864-5924

Mortgage

Document Number	2008261169
Date	Aug 26, 2020
Instrument	2008261169

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	448 WYNDGATE RD, SACRAMENTO, CA 95864-5924
Document Number	1907160892
Instrument Date	Jul 8, 2019
Transaction Type	Mortgage
Record Updated	Jul 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 WYNDGATE RD SACRAMENTO CA 958645924, SACRAMENTO, CA 95864-5924

Mortgage

Document Number	1907160892
Date	Jul 16, 2019
Instrument	1907160892

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	448 WYNDGATE RD, SACRAMENTO, CA 95864-5924
Document Number	1802130828
Instrument Date	Feb 1, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 WYNDGATE RD SACRAMENTO CA 958645924, SACRAMENTO, CA 95864-5924

Mortgage

Document Number	1802130828
Date	Feb 13, 2018
Instrument	1802130828

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 19, 2017
Property Address	448 WYNDGATE RD, SACRAMENTO, CA 95864-5924
Document Number	1712191469
Instrument Date	Dec 14, 2017
Instrument	1712191469
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$670.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 WYNDGATE RD SACRAMENTO CA 958645924, SACRAMENTO, CA 95864-5924

Mortgage

Document Number	1712191470
Date	Dec 19, 2017
Instrument	1712191470

Lender

Name	MBS CAPITAL GROUP INC
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$706,790 (+2%) Land $348,173 Building $358,617
2025	$8,393.00 (+0.97%) Homeowner's exemption	$692,933 (+4.04%) Land $341,347 Building $351,586
2024	$8,312.00 (+2.58%)
2023	$8,103.00 (+0.56%) Homeowner's exemption	$666,028 Land $328,093 Building $337,935
2022	$8,058.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 78 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	78 in force
Nearby Flood Claims	4 (1995–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Fidium Fiber, GeoLinks, Succeed.Net.

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