Clermont County property record for 448 Windfern Forest Ln, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,206 sqft · built 1999 |
| Lot Size | 0.545 acres (23,740 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (May 2024) |
| Tax Bill | $6,428 (2025) |
| Deeds & Mortgages | Jun 2025 Transfer Sep 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-31-11C-133 |
| Primary APN | 41-31-11C-133 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,206 sqft Living Area |
| 1st Floor Area | 851 sqft |
| Basement Area | 850 sqft |
| Finished Basement | 800 sqft |
| Unfinished Basement | 50 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 23,740 sqft (0.545 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | 126 sqft |
| Patio Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 448 WINDFERN FOREST LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-1284 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEECHWOOD FARMS 2B; LOT 113 |
| Legal Subdivision | BEECHWOOD FARMS 2B |
| Legal Lot Number | 113 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 41406 |
Source: Clermont County records · APN 41-31-11C-133
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 448 WINDFERN FOREST LN, CINCINNATI, OH 45244-1284 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jun 26, 2025 | Transfer on Death Deed, Transfer |
| Sep 17, 2021 | Quit Claim Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Nov 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Dec 06, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Dec 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 10, 2024 · Amount on Record |
| Deed Sale | May 10, 2024 · Amount on Record |
| Prior Sale | Nov 25, 2019 · Amount on Record |
| Deed Document Number | 20248416 |
| Deed Book / Page | 2967 / 2005 |
| Record Updated | Jun 08, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Jun 26, 2025 |
| Property Address | 448 WINDFERN FOREST LN, CINCINNATI, OH 45244-1284 |
| Document Number | 0000012761 |
| Book / Page | 2996 / 4368 |
| Map Reference | CAB 5 PG 224 |
| Instrument Date | Jun 26, 2025 |
| Instrument | 202500012761 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 448 WINDFERN FOREST LN, CINCINNATI, OH 45244-1284 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Sep 17, 2021 |
| Property Address | 448 WINDFERN FOREST LN, CINCINNATI, OH 45244-1284 |
| Document Number | 0000030411 |
| Book / Page | 2895 / 419 |
| Map Reference | CAB 5 PG 224&225 |
| Instrument Date | Sep 10, 2021 |
| Instrument | 202100030411 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 448 WINDFERN FOREST LN, CINCINNATI, OH 45244-1284 |
| Document Number | 0000030412 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 202100030412 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Nov 25, 2019 |
| Property Address | 448 WINDFERN FOREST LN, CINCINNATI, OH 45244-1284 |
| Document Number | 0000027020 |
| Book / Page | 2824 / 2023 |
| Map Reference | CAB 5 PG 224&225 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 201900027020 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Document Number | 0000027021 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | 201900027021 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Dec 06, 2019 |
| Property Address | 448 WINDFERN FOREST LN, CINCINNATI, OH 45244-1284 |
| Book / Page | 002825 / 001891 |
| Instrument Date | Nov 07, 2019 |
| Instrument | 28001 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 20, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 448 WINDFERN FOREST LN CINCINNATI OH 452441284, CINCINNATI, OH 45244-1284 |
| Document Number | 0000028001 |
|---|---|
| Date | Dec 06, 2019 |
| Book Page | 002825/001891 |
| Instrument | 28001 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 05, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 448 WINDFERN FOREST LN, CINCINNATI, OH 45244-1284 |
| Document Number | 0000028772 |
| Instrument Date | Dec 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 448 WINDFERN FOREST LN CINCINNATI OH 452441284, CINCINNATI, OH 45244-1284 |
| Document Number | 0000028772 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 002799/000617 |
| Instrument | 28772 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 26, 2033 |
Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,428.00 | $127,720 (-) Land $19,850 Building $107,870 | |
| 2024 | Homeowner's exemption | $127,720 (-) Land $19,850 Building $107,870 | $364,900 (-) Land $56,700 Building $308,200 |
| 2023 | $12,703.00 (+141.92%) Homeowner's exemption | $127,720 (+41.71%) Land $19,850 Building $107,870 | $364,900 (+41.71%) Land $56,700 Building $308,200 |
| 2022 | $5,251.00 Homeowner's exemption | $90,130 Land $14,000 Building $76,130 | |
| 2020 | $257,500 Land $40,000 Building $217,500 |
Source: FEMA National Flood Hazard Layer as of February 6, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 200 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures