448 Willow Patch Ln, Bellvue, CO 80512 Property Records

Larimer County property record for 448 Willow Patch Ln, Bellvue, CO 80512

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 3,080 sqft · built 2010
Lot Size	40.3 acres (1,757,646 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Mar 2009)
Tax Bill	$4,098 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07310-00-042`

Property Details

APN / Parcel Number

Primary APN	`07310-00-042`
Alternative APN	`R1021893`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,080 sqft Living Area
Gross Area	3,884 sqft
Basement Area	272 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,757,646 sqft (40.3 acres)
Garage Type	Attached
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces
Patio Area	340 sqft
Utility Building	360 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R1021893
Street Address	448 WILLOW PATCH LN
City	BELLVUE
State	CO
Zip	80512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O
Legal Description	POR IN N 1/2 31-7-70, BEG AT N 1/4 COR, TH ALG N LN N 89 27 54 W 1017.56 FT, S 0 8 54 W 783.41 FT, N 89 56 4 E 2202.65 FT TO C/L CO RD, SD PT ON CUR CONC SW, C/A 5 38 13, RAD 1534.06 FT, RADIAL LN THROUGH PT BEARS N 57 25 41 E, TH NWERLY ALG ARC
Legal Range	70W
Legal Township	7N
Legal Section	31
Jurisdiction	LARIMER CO
Township / Civil Division	LOVELAND
Census Block Group	3
Census Block	3035
Census Tract	1904

Owner

Source: Larimer County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 334, MASONVILLE, CO 80541-0334
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Dec 1, 2017	Deed of Trust, Mortgage BANK OF CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2009 · Amount on Record
Deed Sale	Mar 11, 2009 · Amount on Record
Deed Document Number	200914602
Prior Transfer Date	Jun 21, 1983
Prior Transfer Doc	0000016719
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	448 WILLOW PATCH LN, BELLVUE, CO 80512
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 334, MASONVILLE, CO 80541-0334

Mortgage

Document Number	0000051575
Date	Nov 3, 2025
Instrument	20250051575

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	448 WILLOW PATCH LN, BELLVUE, CO 80512
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014363
Date	Feb 9, 2021
Instrument	20210014363

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	450 WILLOW PATCH LN, BELLVUE, CO 80512
Document Number	0000082140
Instrument Date	Dec 1, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 WILLOW PATCH LN BELLVUE CO 80512, BELLVUE, CO 80512

Mortgage

Document Number	0000082140
Date	Dec 6, 2017
Instrument	82140

Lender

Name	BANK OF CO
Type	Bank
Address	JOHNSTOWN, CO 80534

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2047

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,098.00 (+8.38%)	$49,488 (-15.28%) Land $18,750 Building $30,738	$791,800 (-9.18%) Land $300,000 Building $491,800
2024	$3,781.00 (+4.27%)
2023	$3,626.00 (+89.35%)	$58,411 (+110.01%) Land $21,775 Building $36,636	$871,800 (+117.84%) Land $325,000 Building $546,800
2022	$1,915.00	$27,814 Land $12,719 Building $15,095	$400,200 Land $183,000 Building $217,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (2013)
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 89% of Colorado
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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