448 Willow Ave, Lyndhurst, NJ 07071 Property Records

Bergen County and Lyndhurst Township property record for 448 Willow Ave, Lyndhurst, NJ 07071

Property Summary

Property Type	Single Family Home
Details	915 sqft · built 1920
Lot Size	0.085 acres (3,698 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,929 (2025)
Deeds & Mortgages	Mar 2019 Refinance Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-00127-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`32-00127-0000-00010`
Alternative APNs	`320012700010` `00308200`

Interior

Stories	2 Stories
Building Area	915 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,698 sqft (0.085 acres)
Lot Dimensions	100 ft deep x 37 ft wide

Location & Zoning

Account Number	00308200
Street Address	448 WILLOW AVE
City	LYNDHURST
State	NJ
Zip	07071-2328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	37X100
Legal Subdivision	WALTER VANDENBURGH
Legal Block	127
Legal Lot Number	10
Jurisdiction	BERGEN NJ
Township / Civil Division	LYNDHURST
Census Block Group	5
Census Block	5001
Census Tract	31300

Owner

448 Willow Ave is owned and occupied by two individuals who acquired it in September 2000.

Source: Bergen County and Lyndhurst Township records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	448 WILLOW AVE, LYNDHURST, NJ 07071-2328
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MANUFACTURERS & TRADERS TRUST CO
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2000
Deed Sale	Sep 14, 2000
Prior Sale	Sep 14, 2000
Deed Book / Page	1047 / 160
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	448 WILLOW AVE, LYNDHURST, NJ 07071-2328
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032010851
Date	Mar 18, 2019
Book Page	3201/851
Instrument	19-017391

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	448 WILLOW AVE, LYNDHURST, NJ 07071-2328
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038630215
Date	Dec 11, 2020
Book Page	3863/215
Instrument	20-132188

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 448 Willow Ave was $8,929, up 7.9% from the year before.

Source: Bergen County and Lyndhurst Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	Lyndhurst Township
Unified School District	Lyndhurst Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$419,400 (+4.51%) Land $293,800 Building $125,600	$419,400 (+4.51%) Land $293,800 Building $125,600
2025	$8,929.00 (+7.85%)	$401,300 Land $282,300 Building $119,000	$401,300 Land $282,300 Building $119,000
2024	$8,279.00
2023		$387,600 Land $271,300 Building $116,300	$387,600 Land $271,300 Building $116,300
2022	$7,374.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 448 Willow Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 448 Willow Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNDHURST WATER DEPARTMENT serves 22,000 people · EPA ID NJ0232001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 999 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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