448 Welch Ave, Berthoud, CO 80513 Property Records

Larimer County property record for 448 Welch Ave, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,583 sqft · built 1898
Lot Size	0.239 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$36,500 (May 1979)
Tax Bill	$2,644 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`94231-13-001`

Property Details

APN / Parcel Number

Primary APN	`94231-13-001`
Alternative APN	`R0483311`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,583 sqft Living Area
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.239 acres)
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	444 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0483311
Old Parcel Number	9423113001
Street Address	448 WELCH AVE
City	BERTHOUD
State	CO
Zip	80513-2612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 THRU 3, BLK 9, WELCH 2ND, BER
Legal Range	69
Legal Township	04
Legal Section	23
Legal Quarter	NE
Legal Subdivision	WELCH ADD
Legal Block	9
Legal Lot Number	1 2
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	4
Census Block	4002
Census Tract	2700

Owner

448 Welch Ave is owned and occupied by two individuals who bought it in May 1979.

Source: Larimer County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	448 WELCH AVE, BERTHOUD, CO 80513-2612
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 1979 · Amount on File
Deed Sale	May 1, 1979 · Amount on File
Deed Document Number	RECEPT # 19520536
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	448 WELCH AVE, BERTHOUD, CO 80513-2612
Document Number	0000048858
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	FIRST INTEGRITY TITLE, FITCO-FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 WELCH AVE BERTHOUD CO 805132612, BERTHOUD, CO 80513-2612

Mortgage

Document Number	0000048858
Date	Jul 6, 2020
Instrument	48858

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 448 Welch Ave was $2,644.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,644.00	$32,382 Land $10,938 Building $21,444	$518,100 Land $175,000 Building $343,100
2023	$2,355.00 (+25.2%)	$35,785 (+34.68%) Land $11,725 Building $24,060	$534,100 (+39.71%) Land $175,000 Building $359,100
2022	$1,881.00	$26,570 Land $10,842 Building $15,728	$382,300 Land $156,000 Building $226,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 448 Welch Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 448 Welch Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
AT&T Fixed Wireless	100 / 20

May also be available: Hilltop Broadband, T-Mobile, Verizon.

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