448 Waynes Ln, Milton, KY 40045 Property Records

Trimble County property record for 448 Waynes Ln, Milton, KY 40045

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,344 sqft · built 2003
Lot Size	3.85 acres (167,706 sqft)
Owner	2 Individual Names on Record
Last Sale	$114,500 (Jun 2012)
Tax Bill	$1,564 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Dec 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`008-00-00-011.12`

Property Details

APN / Parcel Number

Primary APN	`008-00-00-011.12`
Alternative APN	`9278`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Roof Type	Gable
Lot Area	167,706 sqft (3.85 acres)
Garage Type	Basement
Garage Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9278
Street Address	448 WAYNES LN
City	MILTON
State	KY
Zip	40045-7314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE/BLDG & 3.85 ACS
Legal Subdivision	SCHIRMER ROSA ESTATES SUB
Jurisdiction	TRIMBLE KY
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1049
Census Tract	100100

Owner

Source: Trimble County records, as of November 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	448 WAYNES LN, MILTON, KY 40045-7314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage FARMERS BANK
Dec 20, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2012 · Amount on Record
Deed Sale	Jun 12, 2012 · Amount on Record
Prior Sale	Mar 27, 2012 · Amount on Record
Deed Document Number	201279232-0
Deed Book / Page	130 / 801
Transfer Doc	00D134/197
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIMBLE KY
Property Address	448 WAYNES LN, MILTON, KY 40045-7314
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000M224/88
Date	Dec 21, 2018
Book Page	M224/88
Instrument	92629

Lender

Name	FARMERS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 12, 2028

Interest

Rate Type	Fixed Rate

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	TRIMBLE KY
Recording Date	Dec 20, 2018
Property Address	448 WAYNES LN, MILTON, KY 40045-7314
Document Number	00D150/726
Book / Page	D150 / 726
Map Reference	DB 110 PG 597
Instrument Date	Dec 19, 2018
Instrument	92626
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 LAKEWOOD LN, MILTON, KY 40045-8131

Tax Assessment & Valuation

Source: Trimble County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Trimble County
Unified School District	Trimble County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,564.00 (-2.07%)	$142,000 (-)	$142,000 (-)
2023	$1,597.00	$142,000	$142,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	6 (1997–2025)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON WATER & SEWER DEPARTMENT serves 3,861 people · EPA ID KY1120289
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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