Montgomery County property record for 448 Warner Rd, Troy, NC 27371 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1977 |
| Square Footage | 2,176 sqft Finished Area |
| Lot Size | 52,708 sqft (1.21 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,071.00 (2025) |
Source: Montgomery County records · APN 7528 15 54 7402
Assessment roll updated September 2, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 448 WARNER RD, TROY, NC 27371-8483 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jul 23, 2020 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| May 17, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) STATE EMPLOYEES CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 448 WARNER RD, TROY, NC 27371-8483 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 875/117 |
|---|---|
| Date | Jun 10, 2021 |
| Book Page | 875/117 |
| Instrument | 368586 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 448 WARNER RD, TROY, NC 27371-8483 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 851/692 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 851/692 |
| Instrument | 363919 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | TROY, NC 27371 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 448 WARNER RD, TROY, NC 27371-8483 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 350391 |
|---|---|
| Date | May 17, 2017 |
| Book Page | 789/397 |
| Instrument | 350391 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Max Rate | 6% |
Source: Montgomery County records · Assessment roll updated September 2, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Unified School District | Montgomery County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,071.00 | $174,221 (-) Land $18,150 Building $156,071 | $174,221 (-) Land $18,150 Building $156,071 |
| 2023 | $174,221 Land $18,150 Building $156,071 | $174,221 Land $18,150 Building $156,071 |
Source: FEMA National Flood Hazard Layer, Montgomery County (37123C), updated November 22, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 7528 15 54 7402 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,176 sqft Finished Area |
| Basement Area | 2,176 sqft Basement |
| Unfinished Basement | 2,176 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 52,708 sqft (1.21 acres) |
| Cooling System | Central Cooling |
|---|
| Account Number | 56549 |
|---|---|
| Street Address | 448 WARNER RD |
| City | TROY |
| State | NC |
| Zip | 27371-8483 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | R.H. BURNETT R. H. BURNETT |
| Jurisdiction | MONTGOMERY NC |
| Minor Civil Division | TROY |
| Census Blockgroup | 2 |
| Census Block | 2023 |
| Census Tract | 960202 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures