Lexington County property record for 448 W Point Dr, Gilbert, SC 29054
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,984 sqft · built 2020 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,100,000 (Aug 2024) |
| Deeds & Mortgages | Aug 2021 Line of Credit Jan 2021 Mortgage + 5 more |
| Flood Zone | Zone AE (high risk) |
| APN | 003017-01-011 |
| Primary APN | 003017-01-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,984 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Fiber Cement Siding |
| Lot Area | 17,424 sqft (0.4 acres) |
| View / Lot | Waterfront / Beach |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 448 W POINT DR |
|---|---|
| City | GILBERT |
| State | SC |
| Zip | 29054-9736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Description | DRIFTWOOD POINTS LOT 49 BLK A |
| Legal Subdivision | PLAT OF DRIFTWOOD POINTS |
| Legal Block | A |
| Legal Lot Number | 49 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | GILBERT |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 21303 |
Source: Lexington County records · APN 003017-01-011
Assessment roll updated June 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2021 | Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU |
| Jan 20, 2021 | Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BANK FSB |
| Feb 10, 2020 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE OPTIONS |
| May 29, 2019 | Special Warranty Deed, Construction Loan · Construction Mortgage CRESCOM BANK |
| Nov 08, 2018 | Quit Claim Deed, Transfer Quitclaim |
| May 29, 2019 | Correction Deed NOT AVAILABLE |
| Nov 08, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 15, 2024 · Amount on Record |
| Deed Sale | Aug 15, 2024 · Amount on Record |
| Prior Sale | Aug 15, 2024 · Amount on Record |
| Deed Document Number | 202429621 |
| Deed Book / Page | 21120 / 2783 |
| Prior Transfer Date | Jun 25, 2024 |
| Prior Transfer Doc | 2112002783 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 448 W POINT DR, GILBERT, SC 29054-9736 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2096002652 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 20960/2652 |
| Instrument | 2021045352 |
| Name | PALMETTO CITIZENS FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29250 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 448 W POINT DR, GILBERT, SC 29054-9736 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 2091702248 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 20917/2248 |
| Instrument | 2021002940 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 448 W POINT DR, GILBERT, SC 29054-9736 |
| Document Number | 2085702530 |
| Instrument Date | Feb 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 448 W POINT DR GILBERT SC 290549736, GILBERT, SC 29054-9736 |
| Document Number | 2085702530 |
|---|---|
| Date | Feb 14, 2020 |
| Book Page | 020857/002530 |
| Instrument | 6455 |
| Name | MORTGAGE OPTIONS |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, SC 29210 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 13, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | May 29, 2019 |
| Property Address | 448 W POINT DR, GILBERT, SC 29054-9736 |
| Document Number | 2081802655 |
| Book / Page | 20818 / 2655 |
| Map Reference | MB 62-G PG 85 |
| Instrument Date | May 23, 2019 |
| Instrument | 2019022770 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $858.40 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 448 W POINT DR, GILBERT, SC 29054-9736 |
| Document Number | 2019022771 |
|---|---|
| Date | May 29, 2019 |
| Instrument | 2019022771 |
| Name | CRESCOM BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Jun 01, 2020 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Nov 08, 2018 |
| Property Address | 448 W POINT DR, GILBERT, SC 29054-9736 |
| Document Number | 2040000191 |
| Book / Page | 020400 / 000191 |
| Instrument Date | Nov 08, 2018 |
| Instrument | 49630 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | PO BOX 2473 ABILENE TX 796042473, ABILENE, TX 79604-2473 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | May 29, 2019 |
| Property Address | 448 W POINT DR, GILBERT, SC 29054-9736 |
| Document Number | 2081802651 |
| Book / Page | 020818 / 002651 |
| Instrument Date | Nov 08, 2018 |
| Instrument | 22769 |
| Record Updated | Jun 25, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | PO BOX 2473 ABILENE TX 796042473, ABILENE, TX 79604-2473 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Nov 08, 2018 |
| Property Address | 448 W POINT DR, GILBERT, SC 29054-9736 |
| Document Number | 2040000188 |
| Book / Page | 020400 / 000188 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 49629 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 448 W POINT DR GILBERT SC 290549736, GILBERT, SC 29054-9736 |
Source: Lexington County records · Assessment roll updated June 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Unified School District | Lexington School District 1 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $20,636 (+1.09%) Land $8,986 Building $11,650 | $515,871 (+1.09%) Land $224,638 Building $291,233 |
| 2023 | $20,413 Land $8,986 Building $11,427 | $510,303 Land $224,638 Building $285,665 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 362.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 7 (2015–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 98.2% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| Comporium Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 56 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BGWC LAKE VILLAGE private · serves 197 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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