Northampton County property record for 448 Vera Cir, Bethlehem, PA 18017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,452 sqft · built 1987 |
| Lot Size | 0.055 acres (2,396 sqft) |
| Owner | Owner Name on File |
| Last Sale | $105,000 (May 2002) |
| Tax Bill | $489 (2026) |
| Deeds & Mortgages | Oct 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 4862-08-6791-4753 |
| Primary APN | 4862-08-6791-4753 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,452 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,396 sqft (0.055 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 448 VERA CIR |
|---|---|
| City | BETHLEHEM |
| State | PA |
| Zip | 18017-3888 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RG |
| Legal Description | DIST:04 CITY/MUNI/TWP:BETHLEHEM CITY |
| Legal Subdivision | MADISON PARK |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | NORTHAMPTON PA |
| Township / Civil Division | BETHLEHEM |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 10200 |
The current owner of 448 Vera Cir bought it in May 2002.
Source: Northampton County records, as of March 12, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 448 VERA CIR, BETHLEHEM, PA 18017-3888 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2002 · Amount on File |
| Deed Sale | May 1, 2002 · Amount on File |
| Deed Document Number | 02-1113828 |
| Deed Book / Page | 2002-1 / 113828 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON PA |
| Property Address | 448 VERA CIR, BETHLEHEM, PA 18017-3888 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000028207 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 2019-1/229700 |
| Instrument | 2019028207 |
| Name | FIRST COMMONWEALTH FCU |
|---|---|
| Type | Credit Union |
| Address | LEHIGH VALLEY, PA 18002 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 20, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 448 Vera Cir was $489.
Source: Northampton County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Pennsylvania |
| Municipality | Bethlehem City |
| County | Northampton County |
| Unified School District | Bethlehem Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $489.00 | $45,300 Land $14,300 Building $31,000 | |
| 2024 | $4,004.00 | $45,300 Land $14,300 Building $31,000 | |
| 1995 | $90,600 Land $28,600 Building $62,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 448 Vera Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 448 Vera Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BETHLEHEM serves 117,259 people · EPA ID PA3480046 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Service Electric Cable TV Cable | 1,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| Lehigh WiFi Fixed Wireless | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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