448 Union Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 448 Union Ave, Middlesex, NJ 08846 · Last verified July 2026

Property Summary

Property Type	Commercial Office
Details	2,105 sqft · built 1940
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,533 (2025)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00173-0000-00051`

Property Details

APN / Parcel Number

Primary APN	`10-00173-0000-00051`
Alternative APN	`100017300051`

Interior

Stories	2 Stories
Building Area	2,105 sqft Total Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	448 UNION AVE
City	MIDDLESEX
State	NJ
Zip	08846-1927
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	50X150
Legal Block	173
Legal Lot Number	51
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	1
Census Block	1018
Census Tract	102

Owner

Source: Middlesex County and Middlesex Borough records · APN 10-00173-0000-00051

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	448 UNION AVE, MIDDLESEX, NJ 08846-1927
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Recording Date	Jun 30, 2026
Property Address	448 UNION AVE, MIDDLESEX, NJ 08846-1927
Document Number	0000041185
Book / Page	20060 / 1482
Instrument Date	Jun 05, 2026
Instrument	202641185
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	FOUNDATION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 UNION AVE, MIDDLESEX, NJ 08846-1927

Mortgage

Document Number	0000041185,
Date	Jun 30, 2026
Book Page	20060/1482
Instrument	202641185

Lender

Name	REGAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,500 (-) Land $150,000 Building $252,500	$402,500 (-) Land $150,000 Building $252,500
2025	$8,533.00 (+5.36%)	$402,500 (+15%) Land $150,000 Building $252,500	$402,500 (+15%) Land $150,000 Building $252,500
2024	$8,099.00 (-14.25%)
2023		$350,000 Land $150,000 Building $200,000	$350,000 Land $150,000 Building $200,000
2022	$9,445.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (34023C), updated December 16, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.