Madison County property record for 448 SW Horry Ave, Madison, FL 32340
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,366 sqft · built 1910 |
| Lot Size | 0.455 acres (19,863 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,277 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-1N-09-4224-000-000 |
| Primary APN | 27-1N-09-4224-000-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,366 sqft Heated Area |
| Gross Area | 3,554 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 19,863 sqft (0.455 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Driveway | Driveway |
| Driveway Area | 546 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 426 sqft |
| Patio Area | 384 sqft |
| Fence | Fence |
| Greenhouse | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 448 SW HORRY AVE |
|---|---|
| City | MADISON |
| State | FL |
| Zip | 32340-1803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF NW 1/4 DB 31/151 OR 1450/242 OR 1451/157 |
| Legal Range | 09E |
| Legal Township | 01N |
| Legal Section | 27 |
| Jurisdiction | MADISON FL |
| Township / Civil Division | MADISON |
| Census Block Group | 4 |
| Census Block | 4049 |
| Census Tract | 110302 |
448 SW Horry Ave is owned and occupied by two individuals who acquired it in April 2022.
Source: Madison County records, as of December 24, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 448 SW HORRY AVE, MADISON, FL 32340-1803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2022 |
| Deed Sale | Apr 28, 2022 |
| Deed Document Number | 0001451157 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 448 SW Horry Ave was $1,277 with a homeowner's exemption.
Source: Madison County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,277.00 Homeowner's exemption | $104,290 | $217,613 Land $9,000 Building $208,613 |
| 2023 | $1,224.00 (+244.79%) Homeowner's exemption | $98,922 (+11.89%) | $220,267 (+24.27%) Land $6,960 Building $213,307 |
| 2022 | $355.00 Homeowner's exemption Widower's exemption | $88,410 | $177,249 Land $5,800 Building $171,449 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 448 SW Horry Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1984–1998) |
| Most Recent Claim | Mar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 448 SW Horry Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON WATER DEPARTMENT serves 7,350 people · EPA ID FL2400205 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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