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448 SW Central Ter, Fort White, FL 32038 Property Records

Columbia County property record for 448 SW Central Ter, Fort White, FL 32038 · Last verified August 2026

Property Highlights

Property TypeResidential > Prefabricated > Mobile Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1989
Square Footage1,512 sqft Living Area
Lot Size39,988 sqft (0.918 acres)
OccupancyOwner Occupied
Last Sale$180,000 (2026)
Tax Bill$1,423.00 (2025)

Property Details

APN / Parcel Number

Primary APN00-00-00-01048-000
Alternative APN
  • R01048000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,512 sqft Living Area
Gross Area1,640 sqft Gross Area
1st Floor1,512 sqft 1st Floor
Stories1 Stories
Primary FlooringVinyl/Resilient Flooring

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleMobile Home Style
Exterior MaterialAluminum/Vinyl Exterior
Roof MaterialMetal Roof
Lot Area39,988 sqft (0.918 acres)
Depth X Width400 ft x 100 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Street Address448 SW CENTRAL TER
CityFORT WHITE
StateFL
Zip32038-7915
Property UsageResidential Property Usage
TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLOT 26 UNIT 18 THREE RIVERS ES
Legal Range15E
Legal Township06S
Legal Section23
Legal SubdivisionTHREE RIVERS ESTATES
Legal Lot Number26
Legal Unit18
JurisdictionCOLUMBIA FL
Minor Civil DivisionFORT WHITE
Census Blockgroup1
Census Block1037
Census Tract110903

Owner

Source: Columbia County records · APN 00-00-00-01048-000

Assessment roll updated January 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Owner on File
Mailing Address448 SW CENTRAL TER, FORT WHITE, FL 32038-7915
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Jun 04, 2026Warranty Deed, Transfer · Veterans Administration Mortgage
NEW AMERICAN FUNDING
Jan 12, 2026Special Warranty Deed, Transfer
SMITH FAMILY TRUST
Feb 17, 2023Warranty Deed, Transfer
ALPHA TITLE SERVICES LLC, ALACHUA TITLE SERVICES LLC
Feb 17, 2023Affidavit of Death of Joint Tenant, Transfer
ALPHA TITLE SERVICES LLC, ALACHUA TITLE SERVICES LLC
Mar 03, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Known Transactions
  • Last Sale Amount on Jun 04, 2026
  • Deed Sale Price on Jun 04, 2026
  • Prior Sale Amount on Jan 12, 2026
Deed Doc Number202612259
Deed Book / Page1569 / 2097
Prior Transfer DateFeb 24, 2021
Prior Transfer Doc0014311667
Record RefreshedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLUMBIA FL
Recording DateJun 04, 2026
Property Address448 SW CENTRAL TER, FORT WHITE, FL 32038-7915
Document Number0000012259
Book / Page1569 / 2097
Instrument DateMay 21, 2026
Instrument202612259
Transaction TypeTransfer
Record UpdatedJul 02, 2026
Title CompanyATLAS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$127,260.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address448 SW CENTRAL TER, FORT WHITE, FL 32038-7915

Mortgage

Document Number0015692099,
DateJun 04, 2026
Book Page1569/2099
Instrument202612260
Lender
NameNEW AMERICAN FUNDING
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.23%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

January 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCOLUMBIA FL
Recording DateJan 12, 2026
Property Address448 SW CENTRAL TER, FORT WHITE, FL 32038-7915
Document Number0015580332
Book / Page1558 / 332
Instrument DateJan 12, 2026
Instrument202612000615
Transaction TypeTransfer
Record UpdatedFeb 06, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$548.10
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address21825 NW 154TH PL, HIGH SPRINGS, FL 32643-4512

Transferred To (Grantee/Buyer)

NameVerified Name
Address448 SW CENTRAL TER, FORT WHITE, FL 32038-7915

Mortgage

Document Number0001558334
DateJan 12, 2026
Instrument1558/334
Lender
NameSMITH FAMILY TRUST
TypePrivate Party
Agreement
AmountAmount Recorded
Term179 Months
DueNov 30, 2040
Interest
Rate5%

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLUMBIA FL
Recording DateFeb 17, 2023
Property Address448 SW CENTRAL TER, FORT WHITE, FL 32038-7915
Document Number0014842410
Book / Page1484 / 2410
Instrument DateFeb 14, 2023
Instrument202312002745
Transaction TypeTransfer
Record UpdatedNov 24, 2025
Title CompanyALPHA TITLE SERVICES LLC, ALACHUA TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Tax$175.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1112 W SHELL POINT RD, RUSKIN, FL 33570-3400

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 634, ALACHUA, FL 32616-0634
InvestorPossibly a Property Investor

February 2023: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionCOLUMBIA FL
Recording DateFeb 17, 2023
Property Address448 SW CENTRAL TER, FORT WHITE, FL 32038-7915
Document Number0014842408
Book / Page1484 / 2408
Instrument DateFeb 14, 2023
Instrument202312002744
Transaction TypeTransfer
Record UpdatedNov 24, 2025
Title CompanyALPHA TITLE SERVICES LLC, ALACHUA TITLE SERVICES LLC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOLUMBIA FL
Recording DateMar 03, 2021
Property Address448 SW CENTRAL TER, FORT WHITE, FL 32038-7915
Document Number0014311667
Book / Page1431 / 1667
Map ReferenceMB 129 PG 90
Instrument DateFeb 24, 2021
Instrument202112003820
Transaction TypeTransfer
Record UpdatedNov 24, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4609 16TH AVE N, ST PETERSBURG, FL 33713-4501
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Columbia County records · Assessment roll updated January 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyColumbia County
Unified School DistrictColumbia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$67,614 (-) Land $18,000 Building $49,614$67,614 (-) Land $18,000 Building $49,614
2025$1,423.00 (+93.61%)$67,614 (+350.76%) Land $18,000 Building $49,614$67,614 (+350.76%) Land $18,000 Building $49,614
2024$735.00 (+255.07%)
2023$207.00 (-0.48%)$15,000 (-) Land $15,000$15,000 (-) Land $15,000
2022$208.00$15,000 Land $15,000$15,000 Land $15,000

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