448 Steven St, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 448 Steven St, Mountain House, CA 95391

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,451 sqft · built 2005
Lot Size0.083 acres (3,600 sqft)
Owner2 Individual Names on File
Last Sale$455,500 (Jun 2014)
Tax Bill$10,910 (2026)
Deeds & MortgagesJul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN254-180-530-000

Property Details

APN / Parcel Number

Primary APN254-180-530-000
Alternative APN
  • 254-180-53

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,451 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleL-Shape
Construction TypeWood
Lot Area3,600 sqft (0.083 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number254-180-53
Street Address448 STEVEN ST
CityTRACY
StateCA
Zip95391-1008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal DescriptionLOT 104
Legal SubdivisionMOUNTAIN HOUSE NEIGHBORHOOD F
Legal Block1
Legal Lot Number104
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1004
Census Tract5222

Owner

448 Steven St is owned and occupied by two individuals who bought it in June 2014.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address448 STEVEN ST, TRACY, CA 95391-1008
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 11, 2014 · Amount on File
Deed SaleJun 11, 2014 · Amount on File
Prior SaleFeb 4, 2009 · Amount on File
Deed Document Number201457385
Prior Transfer DateJun 13, 2008
Prior Transfer Doc0000114002
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address448 STEVEN ST, MOUNTAIN HOUSE, CA 95391-1008
Document Number0000082629
Instrument DateJul 5, 2017
Transaction TypeMortgage
Record UpdatedAug 4, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address448 STEVEN ST MOUNTAIN HOUSE CA 953911008, MOUNTAIN HOUSE, CA 95391-1008

Mortgage

Document Number0000082629
DateJul 21, 2017
Instrument82629
Lender
NameMISCELLANEOUS GOVT AGCY
AddressPO BOX 5678, RIVERSIDE, CA 92517-5678
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 448 Steven St was $10,910 with a homeowner's exemption, up 16% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityMountain House City
Unified School DistrictLammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,910.00 (+15.95%)
2025$9,409.00 Homeowner's exemption$558,370 Land $195,427 Building $362,943
2023$8,996.00 (+2.22%) Homeowner's exemption$536,690 Land $187,840 Building $348,850$845,730
2022$8,801.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 448 Steven St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 448 Steven St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOUNTAIN HOUSE
serves 26,400 people · EPA ID CA3910027
Water SourceSurface water
Last State InspectionDec 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 730 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
400 / 80
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20

May also be available: Verizon.

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