448 Stephens St, Danville, VA 24541 Property Records

Danville City property record for 448 Stephens St, Danville, VA 24541

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,056 sqft · built 1977
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$39,675 (Aug 2021)
Tax Bill	$621 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jan 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`59106`

Property Details

APN / Parcel Number

Primary APN	`59106`
Alternative APN	`44237`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Total Area
1st Floor Area	2,256 sqft
Basement Area	1,056 sqft
Finished Basement	1,056 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	304 ft deep x 79 ft wide
Porch	Open Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	448 STEPHENS ST
City	DANVILLE
State	VA
Zip	24541-4427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OLD TOWN R
Legal Description	79.5 FT NOS 161 THRU 163 STEPHENS ST
Legal Subdivision	LUNA LAKE PROPERTY
Jurisdiction	DANVILLE CITY VA
Township / Civil Division	DANVILLE
Census Block Group	2
Census Block	2016
Census Tract	1000

Owner

448 Stephens St is owned and occupied by an individual who bought it in August 2021.

Source: Danville City records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	448 STEPHENS ST, DANVILLE, VA 24541-4427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jan 30, 2020	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2021 · Amount on File
Deed Sale	Aug 20, 2021 · Amount on File
Deed Document Number	20213727
Prior Transfer Date	Jan 28, 2020
Prior Transfer Doc	0000000396
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANVILLE CITY VA
Recording Date	Aug 20, 2021
Property Address	448 STEPHENS ST, DANVILLE, VA 24541-4427
Document Number	210003727
Instrument Date	Aug 18, 2021
Instrument	210003727
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	ALL-VIRGINIA TITLE AND ESCROW IN, ALL VIRGINIA TITLE & ESC INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 STEPHENS ST, DANVILLE, VA 24541-4427

Mortgage

Document Number	210003728
Date	Aug 20, 2021
Instrument	210003728

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2020: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	DANVILLE CITY VA
Recording Date	Jan 30, 2020
Property Address	448 STEPHENS ST, DANVILLE, VA 24541-4427
Document Number	200000396
Instrument Date	Jan 28, 2020
Instrument	200000396
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 448 Stephens St was $621, up 17.2% from the year before.

Source: Danville City assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Danville City
Unified School District	Danville City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$621.00 (+17.17%)	$74,900 (+17.21%) Land $4,600 Building $70,300	$74,900 (+17.21%) Land $4,600 Building $70,300
2025	$530.00	$63,900 (-) Land $3,700 Building $60,200	$63,900 (-) Land $3,700 Building $60,200
2024	$530.00 (+18.04%)	$63,900 (+19.44%) Land $3,700 Building $60,200	$63,900 (+19.44%) Land $3,700 Building $60,200
2023	$449.00	$53,500 Land $3,700 Building $49,800	$53,500 Land $3,700 Building $49,800
2022	$449.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 448 Stephens St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2006–2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2018 · Tropical Storm Michael
Claims by Event	Tropical Storm Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 448 Stephens St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DANVILLE serves 42,590 people · EPA ID VA5590100
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: RiverStreet Networks.

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