448 Stargaze Ln, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 448 Stargaze Ln, Saint Augustine, FL 32095 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,968 sqft · built 2023
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on File
Last Sale$479,000 (Nov 2023)
Tax Bill$8,385 (2025)
Deeds & MortgagesFeb 2026 Second Mortgage
Nov 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN023725-0520

Property Details

APN / Parcel Number

Primary APN023725-0520

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Building Area1,968 sqft Living Area
Gross Area2,409 sqft Gross Area
1st Floor Area789 sqft 1st Floor
Stories2 Stories
FlooringCarpet

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.24 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached
Garage Area441 sqft Garage
PorchFinished/Open Porch
Porch Area140 sqft Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address448 STARGAZE LN
CitySAINT AUGUSTINE
StateFL
Zip32095-7636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description113/7-24 BEACON LAKE PHASE 3B LOT 52 OR5855/352
Legal SubdivisionBEACON LAKE PHASE 3B
Legal Block1
Legal Lot Number52
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2031
Census Tract20904

Owner

Source: St. Johns County records · APN 023725-0520

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address448 STARGAZE LN, SAINT AUGUSTINE, FL 32095-7636
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
COMMUNITY FIRST CREDIT UNION OF FLORIDA
Nov 09, 2023Warranty Deed, Subdivision Related Transfer · FHA Mortgage
JET HOMELOANS LP
Mar 01, 2023Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 09, 2023 · Amount on Record
Deed SaleNov 09, 2023 · Amount on Record
Prior SaleMar 01, 2023 · Amount on Record
Deed Document Number202388536
Deed Book / Page5855 / 352
Record UpdatedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address448 STARGAZE LN, SAINT AUGUSTINE, FL 32095-7636
Transaction TypeMortgage
Record UpdatedMar 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address448 STARGAZE LN, SAINT AUGUSTINE, FL 32095-7636

Mortgage

Document Number0063110073
DateFeb 24, 2026
Book Page6311/73
Instrument2026015328
Lender
NameCOMMUNITY FIRST CREDIT UNION OF FLORIDA
TypeCredit Union
AddressJACKSONVILLE, FL 32204
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 17, 2041

November 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 09, 2023
Property Address448 STARGAZE LN, SAINT AUGUSTINE, FL 32095-7636
Document Number0058550352
Book / Page5855 / 352
Map ReferenceMB 113 PG 7-24
Instrument DateOct 30, 2023
Instrument2023088536
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 12, 2024
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,353.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address448 STARGAZE LN, ST AUGUSTINE, FL 32095-7636

Mortgage

Document Number0058550354
DateNov 09, 2023
Instrument5855///0354
Lender
NameJET HOMELOANS LP
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2053

March 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateMar 01, 2023
Property Address448 STARGAZE LN, SAINT AUGUSTINE, FL 32095-7636
Document Number0057161498
Book / Page5716 / 1498
Map ReferenceMB 113 PG 7
Instrument DateFeb 28, 2023
Instrument2023015731
Transaction TypeTransfer
Record UpdatedFeb 12, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$1,264.20
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address201 E LAS OLAS BLVD # BLVD1900, BLVD1900, FORT LAUDERDALE, FL 33301-3633

Transferred To (Grantee/Buyer)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$394,087 (-7.14%) Land $110,000 Building $284,087$394,087 (-7.14%) Land $110,000 Building $284,087
2025$8,385.00 (+6.56%) Homeowner's exemption$424,391 (+399.28%)$424,391 (+399.28%) Land $85,000 Building $339,391
2024$7,869.00 (+109.84%)
2023$3,750.00$85,000$85,000 Land $85,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire LikelihoodAbout 1 in 463 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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