448 Shoreline Dr, Freeport, FL 32439 Property Records

Walton County property record for 448 Shoreline Dr, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,237 sqft · built 2006
Lot Size	1.34 acres (58,370 sqft)
Owner	Individual Name on File
Last Sale	$702,000 (Sep 2021)
Tax Bill	$5,793 (2024)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`28-1S-19-23040-00C-0110`

Property Details

APN / Parcel Number

Primary APN	`28-1S-19-23040-00C-0110`
Alternative APN	`281S192304000C0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,237 sqft Living Area
Gross Area	3,300 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2006
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	58,370 sqft (1.34 acres)
Garage Type	Finished
Garage Area	594 sqft

Exterior Amenities

Porch	Porch
Porch Area	469 sqft
Fence	Fence
Shed	1 Shed
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Old Parcel Number	281S192304000C0000
Street Address	448 SHORELINE DR
City	FREEPORT
State	FL
Zip	32439-3633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BAYN
Legal Description	E2 OF LOT C-11; ALSO LOT D-1 LAGRANGE SHORES OR 2423-1705 OR 2928-2890 OR 3218-2944
Legal Range	19W
Legal Township	01S
Legal Section	28
Legal Subdivision	LAGRANGER SHORES
Legal Block	C
Legal Lot Number	C
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2090
Census Tract	950502

Owner

448 Shoreline Dr is owned and occupied by an individual who bought it in September 2021.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	448 SHORELINE DR, FREEPORT, FL 32439-3633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2021 · Amount on File
Deed Sale	Sep 30, 2021 · Amount on File
Prior Sale	Aug 19, 2013 · Amount on File
Deed Document Number	20210048974
Deed Book / Page	3218 / 2944
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 30, 2021
Property Address	448 SHORELINE DR, FREEPORT, FL 32439-3633
Document Number	0032182944
Book / Page	3218 / 2944
Map Reference	MB 7 PG 8&8A
Instrument Date	Sep 10, 2021
Instrument	20210048974
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,914.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	448 SHORELINE DR, FREEPORT, FL 32439-3633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1064, CAROGA LAKE, NY 12032-1064

Mortgage

Document Number	0032182947
Date	Sep 30, 2021
Instrument	3218/2947

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$835,548 Land $412,500 Building $423,048	$835,548 Land $412,500 Building $423,048
2024	$5,793.00 (-0.31%)
2023	$5,811.00 (-5.42%) Homeowner's exemption	$726,918 (+2.27%) Land $294,042 Building $432,876	$726,918 (+2.27%) Land $294,042 Building $432,876
2022	$6,144.00	$710,802 Land $326,387 Building $384,415	$710,802 Land $326,387 Building $384,415

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 448 Shoreline Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 448 Shoreline Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50