Wilkes County property record for 448 Shell Creek Rd, Ferguson, NC 28624
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 828 sqft · built 1914 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $431 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 2897-17-7542 |
| Primary APN | 2897-17-7542 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 828 sqft Living Area |
| 1st Floor Area | 576 sqft |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Mansard |
| Lot Area | 174,240 sqft (4 acres) |
| Pole Barn | Pole Barn |
| Total Buildings | 2 Buildings |
| Heating System | HVAC |
|---|
| Account Number | 42819 |
|---|---|
| Street Address | 448 SHELL CREEK RD |
| City | FERGUSON |
| State | NC |
| Zip | 28624-9093 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | WILKES NC |
| Township / Civil Division | ELK |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 960902 |
Source: Wilkes County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 448 SHELL CREEK RD, FERGUSON, NC 28624-9093 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 1999 |
| Deed Sale | Feb 1, 1999 |
| Deed Book / Page | 811 / 215 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILKES NC |
| Property Address | 448 SHELL CREEK RD, FERGUSON, NC 28624-9093 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001376/280 |
|---|---|
| Date | May 30, 2023 |
| Book Page | 1376/280 |
| Instrument | 3538 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Wilkes County assessment roll, as of January 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wilkes County |
| Unified School District | Wilkes County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $431.00 (-72.37%) | $85,880 (+68.23%) Land $24,000 Building $61,880 | $85,880 (+68.23%) Land $24,000 Building $61,880 |
| 2024 | $1,560.00 (+296.95%) | ||
| 2023 | $51,050 Land $22,230 Building $28,820 | $51,050 Land $22,230 Building $28,820 | |
| 2020 | $393.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
No cell data coverage reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures