448 Schley Rd, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 448 Schley Rd, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,144 sqft · built 1957
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jun 2023)
Tax Bill	$6,909 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-010-08188300`

Property Details

APN / Parcel Number

Primary APN	`06-010-08188300`
Alternative APNs	`6-010-08188300` `01008188300`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,144 sqft Living Area
1st Floor Area	1,804 sqft
Basement Area	340 sqft
Finished Basement	340 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)
Porch	Open Porch
Porch Area	180 sqft
Deck Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01008188300
Street Address	448 SCHLEY RD
City	ANNAPOLIS
State	MD
Zip	21401-2261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 32 33 S/E HLF LT BK 9 448 SCHLEY RD ADMIRAL HEIGHTS
Legal Subdivision	ADMIRAL HEIGHTS
Legal Block	9
Legal Lot Number	31
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	4
Census Block	4021
Census Tract	706600

Owner

448 Schley Rd is owned and occupied by two individuals who bought it in June 2023.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	448 SCHLEY RD, ANNAPOLIS, MD 21401-2261
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2023 · Amount on File
Deed Sale	Jun 20, 2023 · Amount on File
Prior Sale	Mar 9, 1988 · Amount on File
Deed Book / Page	39732 / 181
Prior Transfer Date	Jun 15, 2023
Prior Transfer Doc	0397320181
Record Updated	Oct 29, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 20, 2023
Property Address	448 SCHLEY RD, ANNAPOLIS, MD 21401-2261
Document Number	0397320181
Book / Page	39732 / 181
Map Reference	MB 20 FO 8
Instrument Date	Jun 15, 2023
Transaction Type	Transfer
Record Updated	Jul 5, 2023
Title Company	DREAM TITLE AND ESCROW LLC, DREAM TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	448 SCHLEY RD, ANNAPOLIS, MD 21401-2261

Mortgage

Document Number	0039732187
Date	Jun 20, 2023
Instrument	39732/187

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 448 Schley Rd was $6,909 with a homeowner's exemption, up 6.6% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$563,300 (+9.08%) Land $373,700 Building $189,600	$563,300 (-) Land $373,700 Building $189,600
2025	$6,909.00 (+6.6%) Homeowner's exemption	$516,400	$563,300 Land $373,700 Building $189,600
2024	$6,481.00 (+6.81%)
2023	$6,068.00 (+2.59%)	$422,600 (+0.65%) Land $267,500 Building $155,100	$422,600 (-) Land $267,500 Building $155,100
2022	$5,915.00	$419,867	$422,600 Land $267,500 Building $155,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 448 Schley Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 448 Schley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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