448 S 7th St, Ann Arbor, MI 48103 Property Records

Washtenaw County property record for 448 S 7th St, Ann Arbor, MI 48103

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,768 sqft · built 1910
Lot Size0.202 acres (8,799 sqft)
Owner2 Individual Names on File
Last Sale$391,000 (Nov 2019)
Tax Bill$14,479 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Nov 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN09-09-29-309-047

Property Details

APN / Parcel Number

Primary APN09-09-29-309-047
Alternative APN
  • 0929309047

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,768 sqft Living Area
Basement Area884 sqft
Unfinished Basement884 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialStucco
Lot Area8,799 sqft (0.202 acres)
Lot Dimensions100 ft deep x 88 ft wide
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address448 S 7TH ST
CityANN ARBOR
StateMI
Zip48103-4759
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2A
Legal DescriptionPRT LOT 3 BEG PT WL SEVENTH ST 100 FT N OF SE COR TH W AT RT ANG TO WL OF LOT N TO CREEK ELY ALG CREEK TO SEVENTH ST S TO POB
Legal Range6E
Legal Township2S
Legal Section29
Legal SubdivisionTHOMPSON SPOOR AND THOMPSON S ADDITION
Legal Block309
Legal Lot Number3N
JurisdictionWASHTENAW MI
Township / Civil DivisionANN ARBOR
Census Block Group2
Census Block2000
Census Tract404100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Old West Side Historic District
listed 1972 · 1,300 contributing resources · NRIS 72000661

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

448 S 7th St is owned and occupied by two individuals who bought it in November 2019.

Source: Washtenaw County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address448 S 7TH ST, ANN ARBOR, MI 48103-4759
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Nov 27, 2019Warranty Deed, Transfer · Conventional Mortgage
INDEPENDENT BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 27, 2019 · Amount on File
Deed SaleNov 27, 2019 · Amount on File
Prior SaleJul 23, 2002 · Amount on File
Deed Document Number20196498097
Deed Book / Page5331 / 364
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHTENAW MI
Property Address448 S 7TH ST, ANN ARBOR, MI 48103-4759
Transaction TypeMortgage
Record UpdatedMar 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006572122
DateFeb 17, 2021
Book Page5405/294
Instrument6572122
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2051

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHTENAW MI
Recording DateNov 27, 2019
Property Address448 S 7TH ST, ANN ARBOR, MI 48103-4759
Document Number0006498097
Book / Page5331 / 364
Map ReferenceLB 48 PG 83
Instrument DateNov 14, 2019
Instrument6498097
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyPREFERRED TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,362.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2555 CRYSTAL DR, ANN ARBOR, MI 48108-1113

Mortgage

Document Number0006498098
DateNov 27, 2019
Instrument6498098
Lender
NameINDEPENDENT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 448 S 7th St was $14,479 with a homeowner's exemption.

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityAnn Arbor City
CountyWashtenaw County
Unified School DistrictAnn Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$360,500$721,000
2025$14,479.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 448 S 7th St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims2 (2000–2001)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 2001 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 448 S 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANN ARBOR
serves 123,851 people · EPA ID MI0000220
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 708 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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