448 S 3rd Ave, Bartow, FL 33830 Property Records

Polk County property record for 448 S 3rd Ave, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,325 sqft · built 2021
Lot Size	0.115 acres (5,018 sqft)
Owner	2 Individual Names on Record
Last Sale	$232,900 (Nov 2021)
Tax Bill	$3,042 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Dec 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-30-05-382000-000160`

Property Details

APN / Parcel Number

Primary APN	`25-30-05-382000-000160`
Alternative APNs	`053025382000000160` `53025000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,325 sqft Living Area
Gross Area	1,665 sqft
1st Floor Area	1,325 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	5,018 sqft (0.115 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	340 sqft
Porch	Unfinished Open Porch

Location & Zoning

Street Address	448 S 3RD AVE
City	BARTOW
State	FL
Zip	33830-5056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEE ADD DB 47 PG 202 LOT 16
Legal Subdivision	LEE ADDITION
Legal Tract	382000
Legal Block	1
Legal Lot Number	16
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1045
Census Tract	15200

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	448 S 3RD AVE, BARTOW, FL 33830-5056
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK
Dec 3, 2019	Grant Deed, Transfer ATTORNEY ONLY
Jul 3, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2021 · Amount on Record
Deed Sale	Nov 3, 2021 · Amount on Record
Prior Sale	Mar 22, 2005 · Amount on Record
Deed Document Number	2021287584
Deed Book / Page	11966 / 1687
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 3, 2021
Property Address	448 S 3RD AVE, BARTOW, FL 33830-5056
Document Number	0000287584
Book / Page	11966 / 1687
Map Reference	MB 47 PG 202
Instrument Date	Oct 15, 2021
Instrument	2021287584
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,630.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32058 S SCENIC HWY, 32058, LAKE WALES, FL 33898

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 S 3RD AVE, BARTOW, FL 33830-5056

Mortgage

Document Number	0119661695
Date	Nov 3, 2021
Instrument	11966/1695

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Mortgage

Document Number	0000287588
Date	Nov 3, 2021
Book Page	11966/1706
Instrument	2021287588

Lender

Name	BARTOW COMMUNITY REDEVELOPMENT AGENCY
Type	Government Agency
Address	BARTOW, FL 33830

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Dec 3, 2019
Property Address	448 S 3RD AVE, BARTOW, FL 33830-5056
Document Number	0110610612
Book / Page	011061 / 000612
Instrument Date	Jul 10, 2019
Instrument	255649
Transaction Type	Transfer
Record Updated	Dec 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3205 S SCENIC HWY LAKE WALES FL 338987401, LAKE WALES, FL 33898-7401

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 3, 2018
Property Address	448 S 3RD AVE, BARTOW, FL 33830-5056
Document Number	0105362089
Book / Page	010536 / 002089
Instrument Date	Jun 28, 2018
Instrument	141479
Transaction Type	Transfer
Record Updated	Jul 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$42.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1069 BARTOW FL 338311069, BARTOW, FL 33831-1069

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,042.00 (-4.88%) Homeowner's exemption	$210,249 (+5.99%)	$211,767 (-1.26%) Land $13,791 Building $197,976
2023	$3,198.00 (+14.5%) Homeowner's exemption	$198,373 (+3%)	$214,480 (+11.36%) Land $5,516 Building $208,964
2022	$2,793.00 Homeowner's exemption	$192,595 Land $4,513 Building $188,082	$192,595 Land $4,513 Building $188,082

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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