448 S 1140 E, Smithfield, UT 84335 Property Records

Cache County property record for 448 S 1140 E, Smithfield, UT 84335

Property Summary

Property Type	Vacant Land
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$720,036 (Jul 2026)
Tax Bill	$1,381 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2026 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-190-1103`

Property Details

APN / Parcel Number

Primary APN	`08-190-1103`

Exterior

Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Street Address	448 S 1140 E
City	SMITHFIELD
State	UT
Zip	84335-3019
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	ALL OF LOT 1103 SMITHFIELD RIDGES PHASE 11 CONT 0.28 AC
Legal Subdivision	SMITHFIELD RIDGES PHASE 11
Legal Lot Number	1103
Jurisdiction	CACHE UT
Township / Civil Division	SMITHFIELD
Census Block Group	2
Census Block	2001
Census Tract	202

Owner

Source: Cache County assessment roll, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	448 S 1140 E, SMITHFIELD, UT 84335-3019
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Warranty Deed · Conventional Mortgage GUILD MORTGAGE COMPANY
Jan 26, 2026	Deed of Trust, Mortgage · Construction Mortgage GUILD MORTGAGE CO
Jan 28, 2022	Warranty Deed, Transfer · Commercial Mortgage SOUND CAPITAL CONSTRUCTION FUND LLC
Sep 17, 2021	Special Warranty Deed, Transfer HICKMAN LAND TITLE LOGAN
Sep 17, 2021	Special Warranty Deed, Transfer HICKMAN LAND TITLE LOGAN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 7, 2026 · Amount on Record
Deed Sale	Jul 7, 2026 · Amount on Record
Prior Sale	Jan 28, 2022 · Amount on Record
Deed Document Number	20261400312
Deed Book / Page	2553 / 1571
Record Updated	Sep 20, 2026

July 2026: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Jul 7, 2026
Property Address	448 S 1140 E, SMITHFIELD, UT 84335-3019
Document Number	0001400312
Book / Page	2553 / 1571
Instrument Date	Jul 7, 2026
Instrument	20261400312
Record Updated	Jul 17, 2026
Title Company	NORTHERN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	448 S 1140 E, SMITHFIELD, UT 84335-3019

Mortgage

Document Number	0001400313,
Date	Jul 7, 2026
Instrument	20261400313

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	448 S 1140 E, SMITHFIELD, UT 84335-3019
Transaction Type	Mortgage
Record Updated	Feb 18, 2026
Title Company	NORTHERN TITLE COMPANY-LOGAN, NORTHERN TITLE COMPANY LOGAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 N 2450 W, PENROSE, UT 84337-6743
Investor	Possibly a Property Investor

Mortgage

Document Number	002525/521
Date	Jan 26, 2026
Book Page	2525/521
Instrument	1390442

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2027

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Jan 28, 2022
Property Address	448 S 1140 E, SMITHFIELD, UT 84335-3019
Document Number	02316/1909
Book / Page	2316 / 1909
Map Reference	DOC 1297505
Instrument Date	Jan 27, 2022
Instrument	1311031
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	HICKMAN LAND TITLE LOGAN

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4925 W 6000 N, BEAR RIVER CITY, UT 84301
Investor	Possibly a Property Investor

Mortgage

Document Number	0001311037
Date	Jan 28, 2022
Instrument	1311037

Lender

Name	SOUND CAPITAL CONSTRUCTION FUND LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Sep 17, 2021
Property Address	448 S 1140 E, SMITHFIELD, UT 84335-3019
Document Number	02285/1878
Book / Page	2285 / 1878
Map Reference	DOC 1297506
Instrument Date	Sep 16, 2021
Instrument	1299206
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	HICKMAN LAND TITLE LOGAN

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1950 N 2200 W STE 9, 9, SALT LAKE CITY, UT 84116-1131
Investor	Possibly a Property Investor

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Sep 17, 2021
Property Address	448 S 1140 E, SMITHFIELD, UT 84335-3019
Document Number	02285/1876
Book / Page	2285 / 1876
Instrument Date	Aug 16, 2021
Instrument	1299205
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	HICKMAN LAND TITLE LOGAN

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1950 N 2200 W STE 9, 9, SALT LAKE CITY, UT 84116-1131
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cache County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Smithfield City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,381.00 (+18.03%)	$185,000 (+33.09%) Land $185,000	$185,000 (+33.09%) Land $185,000
2023	$1,170.00	$139,000 Land $139,000	$139,000 Land $139,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 44% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHFIELD CITY serves 10,223 people · EPA ID UTAH03020
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wi-Fiber Fixed Wireless	499 / 285
Verizon Fixed Wireless	300 / 20

May also be available: JAB Wireless, Lumen Technologies.

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