Anne Arundel County property record for 448 Ruth Rd, Arnold, MD 21012 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1973 |
| Square Footage | 1,796 sqft Living Area |
| Lot Size | 10,125 sqft (0.232 acres) |
| Garage | Carport, 180 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $387,000 (2021) |
| Tax Bill | $4,886.00 (2024) |
| Primary APN | 03-890-08703380 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,796 sqft Living Area |
| 1st Floor | 1,028 sqft 1st Floor |
| Basement Area | 768 sqft Basement |
| Finished Basement | 768 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Split Foyer Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,125 sqft (0.232 acres) |
| Garage Type | Carport Garage |
| Garage Area | 180 sqft Garage |
| Carport | Carport |
| Carport Area | 180 sqft Carport |
| Shed | 1 Shed |
|---|---|
| Shed Area | 168 sqft Shed |
| Deck Area | 282 sqft Deck |
| Porch | Open Porch |
| Porch Area | 110 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 89008703380 |
|---|---|
| Street Address | 448 RUTH RD |
| City | ARNOLD |
| State | MD |
| Zip | 21012-1241 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 7 BK B WEST MAGOTHY MANOR |
| Legal Subdivision | WEST MAGOTHY MANOR |
| Legal Block | B |
| Legal Lot Number | 7 |
| Jurisdiction | ANNE ARUNDEL MD |
| Minor Civil Division | 5 |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 731105 |
Source: Anne Arundel County records · APN 03-890-08703380
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 448 RUTH RD, ARNOLD, MD 21012-1241 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage FIDELITY DIRECT MORTGAGE LLC |
| Aug 25, 2021 | ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 25, 2021 · Amount on Record |
| Deed Sale | Oct 25, 2021 · Amount on Record |
| Prior Sale | Nov 26, 2003 · Amount on Record |
| Deed Book / Page | 37775 / 423 |
| Prior Transfer Date | Jul 28, 2021 |
| Prior Transfer Doc | 0374250365 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 25, 2021 |
| Property Address | 448 RUTH RD, ARNOLD, MD 21012-1241 |
| Document Number | 0377750423 |
| Book / Page | 37775 / 423 |
| Map Reference | MB 28 FO 21 |
| Instrument Date | Sep 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | HOME FIRST TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,805.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Document Number | 0037775428 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 37775/428 |
| Name | FIDELITY DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Jurisdiction | ANNE ARUNDEL MD |
|---|---|
| Recording Date | Aug 25, 2021 |
| Property Address | 448 RUTH RD, ARNOLD, MD 21012-1241 |
| Document Number | 0374250365 |
| Book / Page | 37425 / 365 |
| Map Reference | MB 28 FO 21 |
| Instrument Date | Jul 28, 2021 |
| Record Updated | Sep 27, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 448 RUTH RD, ARNOLD, MD 21012-1241 |
Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $419,267 (+11.2%) | $457,000 (+14.14%) Land $243,300 Building $213,700 | |
| 2024 | $4,886.00 (+18.68%) | ||
| 2023 | $4,117.00 | $377,033 | $400,400 Land $243,300 Building $157,100 |
448 Ruth Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Anne Arundel County (24003C), updated January 16, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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