448 River Rd, Potsdam, NY 13676 Property Records

St. Lawrence County and Potsdam Town property record for 448 River Rd, Potsdam, NY 13676

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,196 sqft · built 1970
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (May 2022)
Tax Bill	$9,555 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage
APN	`407489 53.003-2-30`

Property Details

APN / Parcel Number

Primary APN	`407489 53.003-2-30`
Alternative APN	`748905300300020300000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft
Basement Area	1,120 sqft
Finished Basement	1,120 sqft
Unfinished Basement	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	60,984 sqft (1.4 acres)
Lot Width	149 ft Width
View / Lot	Waterfront
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	344 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	407489 53.003-2-30
Street Address	448 RIVER RD
City	POTSDAM
State	NY
Zip	13676-3105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	RIVERFRONT 150'
Legal Block	2
Legal Lot Number	30.000
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	POTSDAM
Census Block Group	4
Census Block	4001
Census Tract	491000

Owner

Source: St. Lawrence County and Potsdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	448 RIVER RD, POTSDAM, NY 13676-3105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2022 · Amount on Record
Deed Sale	May 23, 2022 · Amount on Record
Deed Document Number	20226808
Prior Transfer Date	Nov 28, 2016
Prior Transfer Doc	15922
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	May 23, 2022
Property Address	448 RIVER RD, POTSDAM, NY 13676-3105
Document Number	0000006808
Instrument Date	Feb 25, 2022
Instrument	R-2022-00006808
Transaction Type	Transfer
Record Updated	Jun 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	448 RIVER RD, 448, POTSDAM, NY 13676-3105

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1000 HOLLISTER LN APT 2202, 2202, PERRYSBURG, OH 43551-6952

Mortgage

Document Number	0000006809
Date	May 23, 2022
Instrument	R-2022-00006809

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: St. Lawrence County and Potsdam Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Potsdam Town
Unified School District	Potsdam Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,555.00 (+24.69%)
2025	$7,663.00	$347,000 (+166.51%) Land $40,400 Building $306,600	$347,000 (+97.22%) Land $40,400 Building $306,600
2023		$130,200 Land $20,400 Building $109,800	$175,946 Land $27,568 Building $148,378

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20