448 Polihale Way, Naples, FL 34114 Property Records

Collier County property record for 448 Polihale Way, Naples, FL 34114

Property Summary

Property Type	Single Family Home
Details	2,047 sqft · built 2023
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$632,480 (Jun 2023)
Tax Bill	$6,603 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2023 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`654800 785B23`

Property Details

APN / Parcel Number

Primary APN	`654800 785B23`
Alternative APN	`76364845029`

Interior

Building Area	2,047 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Masonry / Concrete Block
Lot Area	9,148 sqft (0.21 acres)

Location & Zoning

Street Address	448 POLIHALE WAY
City	NAPLES
State	FL
Zip	34114-8351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAMARINDO LOT 78
Legal Subdivision	TAMARINDO
Legal Block	1
Legal Lot Number	78
Jurisdiction	COLLIER FL
Township / Civil Division	EVERGLADES
Census Block Group	1
Census Block	1001
Census Tract	11114

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	448 POLIHALE WAY, NAPLES, FL 34114-8351
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 27, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2023 · Amount on Record
Deed Sale	Jun 27, 2023 · Amount on Record
Deed Document Number	20236420956
Deed Book / Page	6261 / 3842
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Recording Date	Apr 22, 2026
Property Address	448 POLIHALE WAY, NAPLES, FL 34114-8351
Document Number	0006813864
Book / Page	6578 / 398
Instrument Date	Apr 13, 2026
Instrument	20266813864
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	448 POLIHALE WAY, NAPLES, FL 34114-8351
Investor	Possibly a Property Investor

Mortgage

Document Number	0006813864,
Date	Apr 22, 2026
Book Page	6578/398
Instrument	20266813864

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 27, 2023
Property Address	448 POLIHALE WAY, NAPLES, FL 34114-8351
Document Number	0062613842
Book / Page	6261 / 3842
Map Reference	MB 69 PG 31-39
Instrument Date	Jun 23, 2023
Instrument	6420956
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 29, 2024
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,427.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10541 BEN C PRATT/6 MILE CYPRESS PKWY100, PKWY100, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	448 POLIHALE WAY, NAPLES, FL 34114-8351

Mortgage

Document Number	0062613843
Date	Jun 27, 2023
Instrument	6261/3843

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$476,965 (-3.43%) Land $83,654 Building $393,311	$476,965 (-3.43%) Land $83,654 Building $393,311
2025	$6,603.00 (-0.08%) Homeowner's exemption	$493,916 (+305.16%) Land $128,678 Building $365,238	$493,916 (+305.16%) Land $128,678 Building $365,238
2024	$6,608.00 (+116.73%)
2023	$3,049.00 (+65.71%)	$121,905 (+35%) Land $121,905	$121,905 (+35%) Land $121,905
2022	$1,840.00	$27,090 Land $27,090	$27,090 Land $27,090

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 304 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	304 in force
Nearby Flood Claims	6 (2017–2024)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Blue Stream, CenturyLink.

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