448 Pine Point Rd, Brandenburg, KY 40108 Property Records

Meade County property record for 448 Pine Point Rd, Brandenburg, KY 40108

Property Summary

Property Type	Residential Vacant Land
Owner	2 Individual Names on Record
Tax Bill	$3,204 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Nov 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`135-10-07-255`

Property Details

APN / Parcel Number

Primary APN	`135-10-07-255`
Alternative APNs	`0020081` `020081`

Location & Zoning

Account Number	020081
Street Address	448 PINE POINT RD
City	BRANDENBURG
State	KY
Zip	40108-7119
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	PINE POINT 255(1+AC)&HOUSE (DEEDS)
Jurisdiction	MEADE KY
Township / Civil Division	BRANDENBURG
Census Block Group	2
Census Block	2029
Census Tract	970404

Owner

Source: Meade County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	448 PINE POINT RD, BRANDENBURG, KY 40108-7119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 12, 2020	Deed of Trust, Mortgage · Line of Credit THE CECILIAN BANK
Nov 12, 2020	Deed of Trust, Mortgage · Line of Credit THE CECILIAN BANK
Jan 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage ABOUND FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE KY
Property Address	448 PINE POINT RD, BRANDENBURG, KY 40108-7119
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000929/283
Date	Apr 20, 2020
Book Page	929/283
Instrument	242781

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE KY
Property Address	448 PINE POINT RD, BRANDENBURG, KY 40108-7119
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000963/123
Date	Nov 12, 2020
Book Page	963/123
Instrument	246751

Lender

Name	THE CECILIAN BANK
Type	Bank
Address	BRANDENBURG, KY 40108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Oct 30, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE KY
Property Address	448 PINE POINT RD, BRANDENBURG, KY 40108-7119
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000963/143
Date	Nov 12, 2020
Book Page	963/143
Instrument	246752

Lender

Name	THE CECILIAN BANK
Type	Bank
Address	BRANDENBURG, KY 40108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Oct 30, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE KY
Property Address	448 PINE POINT RD, BRANDENBURG, KY 40108-7119
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 PINE POINT RD, BRANDENBURG, KY 40108-7119

Mortgage

Document Number	0M1078/284
Date	Jan 24, 2023
Book Page	M1078/284
Instrument	265652

Lender

Name	ABOUND FCU
Type	Credit Union
Address	RADCLIFF, KY 40159

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2028
Change Frequency	5 Years
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	5-Year CMT
Max Rate	10.5%

Tax Assessment & Valuation

Source: Meade County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Meade County
Unified School District	Meade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,204.00 Additional exemption filed	$332,200 (-)	$332,200 (-)
2024	$3,204.00 (-3.93%) Additional exemption filed	$332,200 (-)	$332,200 (-)
2023	$3,335.00 (-2.11%) Additional exemption filed	$332,200 (-)	$332,200 (-)
2022	$3,407.00 Additional exemption filed	$332,200	$332,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOE VALLEY UTILITIES INC private · serves 2,260 people · EPA ID KY0820641
Water Source	Purchased groundwater from MEADE COUNTY WATER DISTRICT
Last State Inspection	Jul 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brandenburg Telecom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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