448 Oak Ln, Houston, TX 77024 Property Records

Harris County property record for 448 Oak Ln, Houston, TX 77024

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,444 sqft · built 1991
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$2,200,000 (Mar 2020)
Tax Bill	$41,586 (2025)
Deeds & Mortgages	Oct 2026 Sale Aug 2020 Mortgage + 6 more
Flood Zone	Zone AE (high risk)
APN	`041-028-002-0048`

Property Details

APN / Parcel Number

Primary APN	`041-028-002-0048`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	25 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	5,444 sqft Living Area
1st Floor Area	4,209 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Traditional
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Lot Area	43,560 sqft (1 acres)
View / Lot	Flood Plain
Garage Type	Carport
Garage Area	584 sqft
Carport	Carport
Carport Area	584 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Slab
Porch Area	192 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0410280020048
Street Address	448 OAK LN
City	HOUSTON
State	TX
Zip	77024-6603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 2B-6 ABST 72 J D TAYLOR
Legal Subdivision	ABST 72 J D TAYLOR
Legal Tract	2B-6
Legal Block	1
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1000
Census Tract	430400

Owner

448 Oak Ln is owned and occupied by an individual who bought it in March 2020.

Source: Harris County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	448 OAK LN, HOUSTON, TX 77024-6603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 20, 2020	Deed of Trust, Mortgage CADENCE BK NA
Mar 13, 2020	Warranty Deed, Transfer BANK 7
Mar 8, 2019	Grant Deed, Mortgage · Line of Credit BANK 7
Mar 4, 2019	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jan 16, 2019	Loan Modification, Mortgage BANK 7
May 25, 2018	Loan Modification, Mortgage BANK 7
Oct 27, 2017	Deed of Trust, Mortgage · Line of Credit BANK 7

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2020 · Amount on File
Deed Sale	Mar 13, 2020 · Amount on File
Prior Sale	Mar 4, 2019
Deed Document Number	2020116426
Record Updated	Oct 29, 2026

October 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Oct 5, 2026
Property Address	448 OAK LN, HOUSTON, TX 77024-6603
Document Number	0000404115
Instrument Date	Mar 31, 2025
Instrument	2026404115
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 OAK LN, HOUSTON, TX 77024-6603

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	448 OAK LN, HOUSTON, TX 77024-6603
Document Number	0000395935
Instrument Date	Aug 20, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	SELECT TITLE COMPANY, SELECT TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	448 OAK LN HOUSTON TX 770246603, HOUSTON, TX 77024-6603

Mortgage

Document Number	0000395935
Date	Aug 26, 2020
Instrument	395935

Lender

Name	CADENCE BK NA
Address	3500 COLONNADE PKWY # 600, BIRMINGHAM, AL 35243-8301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Mar 13, 2020
Property Address	448 OAK LN, HOUSTON, TX 77024-6603
Document Number	0000116426
Instrument Date	Mar 12, 2020
Instrument	116426
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	448 OAK LN HOUSTON TX 770246603, HOUSTON, TX 77024-6603

Mortgage

Document Number	116427
Date	Mar 13, 2020
Instrument	116427

Lender

Name	BANK 7
Type	Bank
Address	1039 NW 63RD ST, OKLAHOMA CITY, OK 73116-7361

Agreement

Amount	Amount on Record

March 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	HARRIS TX
Recording Date	Mar 8, 2019
Property Address	448 OAK LN, HOUSTON, TX 77024-6603
Instrument Date	Mar 7, 2019
Instrument	93712
Transaction Type	Mortgage
Record Updated	Mar 21, 2019

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	448 OAK LN HOUSTON TX 770246603, HOUSTON, TX 77024-6603

Mortgage

Document Number	0000093712
Date	Mar 8, 2019
Instrument	93712

Lender

Name	BANK 7
Type	Bank
Address	1039 NW 63RD ST, OKLAHOMA CITY, OK 73116-7361

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARRIS TX
Recording Date	Mar 4, 2019
Property Address	448 OAK LN, HOUSTON, TX 77024-6603
Document Number	0000085420
Instrument Date	Feb 20, 2019
Instrument	85420
Transaction Type	Transfer
Record Updated	Mar 8, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	152 RADNEY RD HOUSTON TX 770247321, HOUSTON, TX 77024-7321

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	448 OAK LN, HOUSTON, TX 77024-6603
Document Number	0000047643
Instrument Date	Jan 16, 2019
Transaction Type	Mortgage
Record Updated	Feb 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	448 OAK LN HOUSTON TX 770246603, HOUSTON, TX 77024-6603

Mortgage

Document Number	0000047643
Date	Feb 5, 2019
Instrument	47643

Lender

Name	BANK 7
Type	Bank
Address	OKLAHOMA CITY, OK 73116-7361

Agreement

Amount	Amount on Record

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	448 OAK LN, HOUSTON, TX 77024-6603
Document Number	0000270732
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	448 OAK LN HOUSTON TX 770246603, HOUSTON, TX 77024-6603

Mortgage

Document Number	0000270732
Date	Jun 19, 2018
Instrument	270732

Lender

Name	BANK 7
Type	Bank
Address	1039 NW 63RD ST, OKLAHOMA CITY, OK 73116-7361

Agreement

Amount	Amount on Record

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	448 OAK LN, HOUSTON, TX 77024-6603
Document Number	0000475803
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	448 OAK LN HOUSTON TX 770246603, HOUSTON, TX 77024-6603

Mortgage

Document Number	0000475803
Date	Oct 30, 2017
Instrument	475803

Lender

Name	BANK 7
Type	Bank
Address	1039 NW 63RD ST, OKLAHOMA CITY, OK 73116-7361

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 448 Oak Ln was $41,586, up 238.2% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Piney Point Village City
Unified School District	Spring Branch Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,888,077 (+3.26%) Land $2,245,440 Building $642,637	$2,888,077 (+3.26%) Land $2,245,440 Building $642,637
2025	$41,586.00 (+238.21%) Homeowner's exemption	$2,796,819 Land $2,058,320 Building $738,499	$2,796,819 Land $2,058,320 Building $738,499
2024	$12,296.00
2023		$2,075,836 Land $1,571,808 Building $504,028	$2,075,836 Land $1,571,808 Building $504,028
2022	$9,996.00
2020	$11,678.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 448 Oak Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 172 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	172 in force
Nearby Flood Claims	294 (1979–2026)
Claims Outside the SFHA	175 of 294
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Hurricane Ike, Sep 2008 · 27 claims Severe Storms & Flooding, Mar 1992 · 37 claims Severe Storms, Tornadoes & Flooding, May 1989 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 448 Oak Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMORIAL VILLAGES WATER AUTHORITY serves 11,382 people · EPA ID TX1010148
Water Source	Purchased surface water from CITY OF HOUSTON
Last State Inspection	Sep 2023
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak Ln

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