448 NW 23rd Ln, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 448 NW 23rd Ln, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,276 sqft · built 1977
Lot Size	0.244 acres (10,629 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Nov 2022)
Tax Bill	$2,782 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Mar 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1-09-37-35-0020-00030-0060`

Property Details

APN / Parcel Number

Primary APN	`1-09-37-35-0020-00030-0060`
Alternative APN	`R10937350020000300060`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,276 sqft Living Area
Gross Area	1,662 sqft
1st Floor Area	1,276 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,629 sqft (0.244 acres)
Lot Dimensions	142 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	277 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	448 NW 23RD LN
City	OKEECHOBEE
State	FL
Zip	34972-4313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONNERS HIGHLANDS (PLAT BOOK 1 PAGE 21) LOT 6 & WEST 1/2 OF LOT 5 BLOCK 3
Legal Range	35E
Legal Township	37S
Legal Section	09
Legal Subdivision	CONNERS HIGHLANDS
Legal Block	3
Legal Lot Number	6,5
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2006
Census Tract	910201

Owner

Source: Okeechobee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	448 NW 23RD LN, OKEECHOBEE, FL 34972-4313
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Warranty Deed, Transfer · FHA Mortgage SEACOAST NATIONAL BANK
Mar 11, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2022 · Amount on Record
Deed Sale	Nov 29, 2022 · Amount on Record
Deed Document Number	202215435
Prior Transfer Date	Jan 14, 2021
Prior Transfer Doc	2021002808
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Nov 29, 2022
Property Address	448 NW 23RD LN, OKEECHOBEE, FL 34972-4313
Document Number	0000015435
Map Reference	MB 1 PG 21
Instrument Date	Nov 28, 2022
Instrument	2022015435
Transaction Type	Transfer
Record Updated	Dec 8, 2022
Title Company	OKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	448 NW 23RD LN, 448, OKEECHOBEE, FL 34972-4313

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	448 NW 23RD LN, OKEECHOBEE, FL 34972-4313

Mortgage

Document Number	0000015436
Date	Nov 29, 2022
Instrument	2022015436

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKEECHOBEE FL
Recording Date	Mar 11, 2021
Property Address	448 NW 23RD LN, OKEECHOBEE, FL 34972-4313
Document Number	2021002808
Map Reference	MB 1 PG 21
Instrument Date	Jan 14, 2021
Instrument	2021002808
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 NW 23RD LN, OKEECHOBEE, FL 34972-4313

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,782.00 (-2.66%)	$150,764 (-5.28%) Land $22,500 Building $128,264	$150,764 (-5.28%) Land $22,500 Building $128,264
2023	$2,858.00 (+204.04%)	$159,166 (+163.49%) Land $16,500 Building $142,666	$159,166 (+24.55%) Land $16,500 Building $142,666
2022	$940.00 Homeowner's exemption	$60,407	$127,788 Land $10,125 Building $117,663

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (2004–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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