448 N Main St, Gunlock, UT 84733 Property Records

Washington County property record for 448 N Main St, Gunlock, UT 84733

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,600 sqft · built 1971
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$209,900 (Jul 2009)
Tax Bill	$2,397 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`MCG-1-NW`

Property Details

APN / Parcel Number

Primary APN	`MCG-1-NW`
Alternative APN	`0237217`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,600 sqft Living Area
1st Floor Area	1,300 sqft
Basement Area	1,300 sqft
Finished Basement	1,300 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Detached
Garage Area	528 sqft
Porch	Open Slab
Porch Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0237217
Street Address	448 N MAIN ST
City	GUNLOCK
State	UT
Zip	84733-7004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE40
Legal Description	SUBDIVISION: MCGREGOR (-) LOT: 1
Legal Subdivision	MCGREGOR
Legal Lot Number	1
Jurisdiction	WASHINGTON UT
Township / Civil Division	ST. GEORGE
Census Block Group	1
Census Block	1071
Census Tract	270302

Owner

448 N Main St is owned and occupied by two individuals who bought it in July 2009.

Source: Washington County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	448 N MAIN ST, GUNLOCK, UT 84733-7004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2020	Deed of Trust, Mortgage AMERICA FIRST FCU
Jan 12, 2017	Warranty Deed, Transfer SOUTHERN UTAH TITLE COMPANY, SOUTHERN UTAH TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2009 · Amount on File
Deed Sale	Jul 21, 2009 · Amount on File
Prior Sale	Apr 24, 2006 · Amount on File
Deed Document Number	200928261
Prior Transfer Date	Jul 16, 2009
Prior Transfer Doc	0000028261
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	448 N MAIN ST, GUNLOCK, UT 84733-7004
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034928
Date	Jul 8, 2020
Instrument	20200034928

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jun 30, 2025

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON UT
Recording Date	Jan 12, 2017
Property Address	448 N MAIN ST, GUNLOCK, UT 84733-7004
Document Number	0000001619
Instrument Date	Jan 11, 2017
Instrument	1619
Transaction Type	Transfer
Record Updated	Jan 25, 2017
Title Company	SOUTHERN UTAH TITLE COMPANY, SOUTHERN UTAH TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2575 LITTLE BEAR CT HENDERSON NV 890522985, HENDERSON, NV 89052-2985

Tax Assessment & Valuation

The 2025 property tax bill for 448 N Main St was $2,397.

Source: Washington County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Washington County
Unified School District	Washington School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$405,200 Land $76,500 Building $328,700	$405,200 Land $76,500 Building $328,700
2025	$2,397.00
2023	$2,307.00	$389,600	$389,600 Land $75,000 Building $314,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 448 N Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2007–2025)
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 448 N Main St is high, ranking above 88% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 81% of Utah
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUNLOCK SPECIAL SERVICE DISTRICT serves 118 people · EPA ID UTAH27005
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
InfoWest Fixed Wireless	100 / 20

May also be available: AT&T.

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