448 N Dick Ave, Hamilton, OH 45013 Property Records

Butler County property record for 448 N Dick Ave, Hamilton, OH 45013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,982 sqft · built 1929
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (May 2019)
Tax Bill	$3,061 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P6411-108.000-044`

Property Details

APN / Parcel Number

Primary APN	`P6411-108.000-044`
Alternative APNs	`0003400` `43174` `43642`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,982 sqft Living Area
Gross Area	1,456 sqft
1st Floor Area	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Terrain	Above Road/Slope
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	6 Parking Spaces
Porch	Porch
Porch Area	224 sqft
Patio Area	361 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0003400
Old Parcel Number	P6411108.000044
Street Address	448 N DICK AVE
City	HAMILTON
State	OH
Zip	45013-2612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16569 ENT
Legal Subdivision	HAMILTON 1ST WARD
Legal Lot Number	16569
Jurisdiction	BUTLER OH
Township / Civil Division	HAMILTON
Census Block Group	3
Census Block	3000
Census Tract	1002

Owner

448 N Dick Ave is owned and occupied by an individual who bought it in May 2019.

Source: Butler County records, as of March 11, 2026

Owner of Record	Individual Name on File
Mailing Address	448 N DICK AVE, HAMILTON, OH 45013-2612
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
May 13, 2019	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK
Apr 5, 2019	Trustee's Deed, Construction Loan · Construction Mortgage THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2019 · Amount on File
Deed Sale	May 13, 2019 · Amount on File
Prior Sale	Oct 25, 2010
Deed Document Number	0000016159
Deed Book / Page	9286 / 1331
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	448 N DICK AVE, HAMILTON, OH 45013-2612
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010758
Date	Feb 24, 2021
Book Page	9600/149
Instrument	2021-00010758

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2041

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	May 13, 2019
Property Address	448 N DICK AVE, HAMILTON, OH 45013-2612
Document Number	0000016159
Book / Page	9286 / 1331
Instrument Date	May 10, 2019
Instrument	2019-00016159
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 N DICK AVE, HAMILTON, OH 45013-2612

Mortgage

Document Number	0000016160
Date	May 13, 2019
Instrument	2019-00016160

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

April 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BUTLER OH
Recording Date	Apr 5, 2019
Property Address	448 N DICK AVE, HAMILTON, OH 45013-2612
Book / Page	009273 / 000974
Instrument Date	Mar 9, 2019
Instrument	11211
Transaction Type	Construction Loan
Record Updated	Apr 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	448 N DICK AVE HAMILTON OH 450132612, HAMILTON, OH 45013-2612

Mortgage

Document Number	0000011211
Date	Apr 5, 2019
Book Page	009273/000974
Instrument	11211

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 4, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 448 N Dick Ave was $3,061.

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Hamilton City
Unified School District	Hamilton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,061.00	$71,690 Land $10,030 Building $61,660	$204,820 Land $28,660 Building $176,160
2023	$3,014.00 (+8.5%)	$71,690 (+28.94%) Land $10,030 Building $61,660	$204,820 Land $28,660 Building $176,160
2022	$2,778.00	$55,600 Land $10,030 Building $45,570
2020			$158,870 Land $28,660 Building $130,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 448 N Dick Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 448 N Dick Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMILTON PUBLIC WATER SYSTEM serves 62,447 people · EPA ID OH0904012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 788 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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