Garrett County property record for 448 N 4th St, Oakland, MD 21550
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,200 sqft · built 1963 |
| Lot Size | 0.36 acres (15,681 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $90,000 (Mar 2014) |
| Tax Bill | $1,736 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-007572 |
| Primary APN | 17-007572 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,200 sqft Total Area |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Conventional |
| Exterior Material | Stone |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 15,681 sqft (0.36 acres) |
| Porch | Slab |
| Porch Area | 135 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 007572 |
|---|---|
| Street Address | 448 N 4TH ST |
| City | OAKLAND |
| State | MD |
| Zip | 21550-1104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 0.36 AC W/S N 4TH ST OAKLAND |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 7, EAST OAKLAND |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 601 |
Source: Garrett County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 448 N 4TH ST, OAKLAND, MD 21550-1104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2014 · Amount on Record |
| Deed Sale | Mar 20, 2014 · Amount on Record |
| Prior Sale | Oct 13, 2006 |
| Deed Book / Page | 1797 / 424 |
| Record Updated | Oct 29, 2026 |
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Municipality | Oakland Town |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,736.00 (+11.64%) | $109,633 (+15.56%) | $116,900 (+10.28%) Land $24,000 Building $92,900 |
| 2023 | $1,555.00 | $94,867 | $106,000 Land $24,000 Building $82,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OAKLAND serves 1,850 people · EPA ID MD0110008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mountain Communications Fiber | 1,000 / 1,000 |
| Glo Fiber Cable | 1,000 / 50 |
| Pogozone powered by Neubeam Fixed Wireless | 300 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile, Xfinity.
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