448 Mountain Rd, Berwick, PA 18603 Property Records

Columbia County property record for 448 Mountain Rd, Berwick, PA 18603

Property Summary

Property Type	Single Family Home
Details	1,120 sqft · built 1994
Lot Size	0.98 acres (42,689 sqft)
Owner	Individual Name on Record
Tax Bill	$2,162 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11,04-008-22,000`

Property Details

APN / Parcel Number

Primary APN	`11,04-008-22,000`

Interior

Building Area	1,120 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	42,689 sqft (0.98 acres)

Location & Zoning

Street Address	448 MOUNTAIN RD
City	BERWICK
State	PA
Zip	18603-5130
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	COLUMBIA PA
Township / Civil Division	NORTH CENTRE
Census Block Group	2
Census Block	2008
Census Tract	50400

Owner

Source: Columbia County records, as of April 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	448 MOUNTAIN RD, BERWICK, PA 18603-5130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage PHILADELPHIA FEDERAL CREDIT UNION
Feb 13, 2017	Deed of Trust, Mortgage · Commercial Mortgage STATE FARM BANK FSB
Jun 29, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage PHILADELPHIA FCU
Oct 29, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 1994
Deed Sale	Jan 12, 1994
Deed Book / Page	558 / 414
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA PA
Recording Date	Apr 14, 2026
Property Address	448 MOUNTAIN RD, BERWICK, PA 18603-5130
Document Number	0000002857
Instrument Date	Mar 21, 2026
Instrument	20262857
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 MOUNTAIN RD, BERWICK, PA 18603-5130

Mortgage

Document Number	0000002857,
Date	Apr 14, 2026
Instrument	20262857

Lender

Name	PHILADELPHIA FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 21, 2041

Interest

Rate Type	Fixed Rate
Rate	5.35%
Initial Type	Fixed Rate
Max Rate	-1%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA PA
Property Address	448 MOUNTAIN RD, BERWICK, PA 18603-5130
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE FIRST AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001249
Date	Feb 13, 2017
Instrument	201701249

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	BLOOMINGTON, IL 61710

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Dec 13, 2031

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA PA
Property Address	448 MOUNTAIN RD, BERWICK, PA 18603-5130
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004422
Date	Jun 29, 2020
Instrument	202004422

Lender

Name	PHILADELPHIA FCU
Type	Credit Union
Address	PHILADELPHIA, PA 19154

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 26, 2040

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLUMBIA PA
Recording Date	Oct 29, 2019
Property Address	448 MOUNTAIN RD, BERWICK, PA 18603-5130
Document Number	0000008431
Instrument Date	Oct 25, 2019
Instrument	8431
Transaction Type	Transfer
Record Updated	Nov 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	448 MOUNTAIN RD BERWICK PA 186035130, BERWICK, PA 18603-5130

Tax Assessment & Valuation

Source: Columbia County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Columbia County
County Subdivision	North Centre Township
Unified School District	Central Columbia School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,162.00 (+7.35%)	$28,212 (-)
2024	$2,014.00 (+4.41%)	$28,212 (-) Land $5,336 Building $22,876
2023	$1,929.00	$28,212 Land $5,336 Building $22,876
1992			$56,423 (-) Land $10,672 Building $45,751
1974			$56,423 Land $10,672 Building $45,751

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	9 (1981–2018)
Most Recent Claim	Aug 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2018 · 2 claims Tropical Storm Lee, Sep 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 84% of Pennsylvania
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

May also be available: Verizon.

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