448 Mills Dr, Benicia, CA 94510 Property Records

Solano County property record for 448 Mills Dr, Benicia, CA 94510

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,569 sqft · built 1977
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Trust Names on File
Last Sale	$670,000 (Aug 2018)
Tax Bill	$8,658 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0086-293-070`

Property Details

APN / Parcel Number

Primary APN	`0086-293-070`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,569 sqft Living Area
1st Floor Area	1,444 sqft
2nd Floor Area	1,125 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	8,712 sqft (0.2 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	169 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	448 MILLS DR
City	BENICIA
State	CA
Zip	94510-1435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHAMPTON 20 SUB LOT 409
Legal Subdivision	SOUTHAMPTON 20
Legal Lot Number	409
Legal Unit	20
Jurisdiction	SOLANO CA
Township / Civil Division	VALLEJO
Census Block Group	2
Census Block	2003
Census Tract	252106

Owner

448 Mills Dr is held in a trust since August 2018.

Source: Solano County records, as of August 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3860 INDUSTRIAL WAY, 1, BENICIA, CA 94510-1200
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Aug 2, 2019	Deed of Trust, Mortgage · ARM AXOS BANK
Aug 31, 2018	Affidavit of Death, Transfer PLACER TITLE COMPANY
Aug 31, 2018	Grant Deed, Transfer · ARM NEW PENN FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2018 · Amount on File
Deed Sale	Aug 31, 2018 · Amount on File
Prior Sale	Mar 31, 2003 · Amount on File
Deed Document Number	201859776
Prior Transfer Date	Aug 1, 2018
Prior Transfer Doc	0000059774
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	448 MILLS DR, BENICIA, CA 94510-1435
Transaction Type	Mortgage
Record Updated	Jan 26, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3860 INDUSTRIAL WAY, BENICIA, CA 94510-1200

Mortgage

Document Number	0000131449
Date	Dec 27, 2021
Instrument	202100131449

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jan 1, 2032
Change Frequency	Monthly
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	Other
Max Rate	10.9%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	448 MILLS DR, BENICIA, CA 94510-1435
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050885
Date	Aug 2, 2019
Instrument	201900050885

Lender

Name	AXOS BANK
Type	Mortgage Company
Address	SAN DIEGO, CA 92122

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	6.25%
Max Rate At Change	12.2%
Index	1-Year LIBOR
Max Rate	12.2%

August 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SOLANO CA
Recording Date	Aug 31, 2018
Property Address	448 MILLS DR, BENICIA, CA 94510-1435
Document Number	0000059774
Instrument Date	Aug 23, 2018
Instrument	59774
Transaction Type	Transfer
Record Updated	Sep 12, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5047 GOLF CLUB LN SPRING HILL FL 346090314, SPRING HILL, FL 34609-0314

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOLANO CA
Recording Date	Aug 31, 2018
Property Address	448 MILLS DR, BENICIA, CA 94510-1435
Document Number	0000059776
Map Reference	MB32 PG79
Instrument Date	Aug 1, 2018
Instrument	201800059776
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	PLACER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3860 INDUSTRIAL WAY, BENICIA, CA 94510-1200

Mortgage

Document Number	0000059777
Date	Aug 31, 2018
Instrument	201800059777

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Sep 2, 2025
Change Frequency	Annually
Min Rate At Change	6.25%
Max Rate At Change	11.2%
Index	1-Year CMT
Max Rate	11.2%

Tax Assessment & Valuation

The 2025 property tax bill for 448 Mills Dr was $8,658, down 1.1% from the year before.

Source: Solano County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Benicia City
County	Solano County
Unified School District	Benicia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$762,340 (+2%) Land $204,807 Building $557,533
2025	$8,658.00 (-1.14%)	$747,393 Land $200,792 Building $546,601
2024	$8,758.00 (+2.46%)
2023	$8,548.00 (+1.9%)	$718,373 Land $192,996 Building $525,377	$922,410
2022	$8,389.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 448 Mills Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982)
Most Recent Claim	Jan 1982 · Severe Storms, Flood, Mudslides & High Tide
Claims by Event	Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 448 Mills Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BENICIA serves 27,131 people · EPA ID CA4810001
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: DigitalPath, Unwired, Verizon.

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